Tag Archives: Louisville Kentucky First Time Home Buyer

Does FHA require collections to be paid off for a borrower to be eligible for FHA financing?


    Does FHA require collections to be paid off for a borrower to be eligible for FHA financing? A Collection Account refers to a Borrower’s loan or debt that has been submitted to a collection agency by a creditor. If the credit reports used in the analysis show cumulative outstanding collection account balances of […]
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Kentucky Housing Corporation (KHC) has $3 million available in MRB, Special Funding, for active or non-active duty veterans at a 2 percent interest rate, fixed for 30 years.


Special Funding, for active or non-active duty veterans at a 2 percent interest rate, fixed for 30 years. Operation KY Home – MRB Special Funding Program Kentucky Housing Corporation (KHC) has $3 million available in MRB, Special Funding, for active or non-active duty veterans at a 2 percent interest rate, fixed for 30 years. This […]
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6 options for buying a home with little or no money down


    You’ve got great credit, a stable job, low debt, and money in the bank — but just not enough to make a down payment. Fortunately, there are many programs out there designed to give you that dream home with little to no money down. Source: 6 options for buying a home with little […]
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Kentucky Housing Corporation’s (KHC) master commissioner sales for Kentucky Housing Foreclosures


    BRECKINRIDGE 331 E 6TH STREET 12/19/2016 HARDINSBURG, KY 40143 BUTLER 250 HOLLEY TRAIL 12/2/2016 ROUNDHILL, KY 42275 CAMPBELL 339 E ALEXANDRIA PIKE 12/13/2016 COLD SPRING, KY 41076 EDMONSON 1111 SHADY LAND CHURCH RD 12/3/2016 BOWLING GREEN, KY 42101 FAYETTE 808 LOST TRAIL CIRCLE 12/5/2016 LEXINGTON, KY 40511 1304 SEQUOIA DRIVE 12/16/2016 LEXINGTON, KY […]
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Getting a Home Inspection In Louisville Kentucky- List of Home Inspectors Louisville, KY


Originally posted on Semonin Real Estate Blog:
The home buying process can seem like a lengthy one, but each step of the journey is important and should not be bypassed in effort of saving a little time or money. Sometimes it may seem as if a home inspection isn’t necessary, especially if a property appears…

Kentucky Rural Housing USDA – Upcoming Changes – October 2016 Submit your applications beginning Tuesday, September 13, 2016


The USDA has announced exciting changes that will be implemented in October 2016. USDA is a great product that offers 100% financing, zero down payment for certain rural areas. Effective in October 2016, there will be two big changes to the USDA product: The Up Front Funding Fee will be reduced to 1%. It currently […]
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$10,000 DOWN PAYMENT ASSISTANCE GRANT FOR LOUISVILLE KENTUCKY HOME BUYERS in JEFFERSON COUNTY KY 2018


$10,000 Down Payment Grant from Kentucky Housing for 2018 First Time Home Buyers   No Cost or Obligation Easy Loan Process Flexible Underwriting Expert Advice on the Kentucky Housing $10,000 Grant for First Time Home Buyers in Kentucky You can now get up to $10,000 at closing to help towards your down payment and closing […]
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Kentucky Housing Offering 2% fixed 30 year fixed rate home loans for Kentucky First Time Home Buyers with household incomes less than $35,000


  KHC is offering a very low fixed rate on a first-come, first-serve basis for Kentucky Home Buyers.  It can be used for FHA, VA, USDA  and still go no money down with this low rate. The $6000 and $4500 Down Payment Assistance Funds can be used in conjunction with this 30 year fixed rate […]
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How Does Student Loans Affect A Mortgage Loan Approval in Kentucky ?


As more Kentuckians go back to school to further their education, this usually involved for some people student loans to finance their post-secondary high school education. Below I did a summary for the different types of loans for Kentucky Home Buyers and owners for:, FHA, VA, USDA, Fannie Mae and how each loan program effects the borrower and their status […]
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What is the difference between the Kentucky Freddie Mac Home Possible and the Fannie Mae Home Ready Loan Program?


Kentucky Home Possible  vs. Kentucky Home Ready Mortgage Loan This easy to read chart gives you a side by side comparison of these products:     Joel Lobb Senior  Loan Officer (NMLS#57916)   phone: (502) 905-3708  Fax:     (502) 327-9119 kentuckyloan@gmail.com       http://www.mylouisvillekentuckymortgage.com/ The view and opinions stated on this website belong solely to […]
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