Tag Archives: Rural housing

Getting a Home Inspection In Louisville Kentucky- List of Home Inspectors Louisville, KY


Originally posted on Semonin Real Estate Blog:
The home buying process can seem like a lengthy one, but each step of the journey is important and should not be bypassed in effort of saving a little time or money. Sometimes it may seem as if a home inspection isn’t necessary, especially if a property appears…

New Credit Requirements for Kentucky USDA Rural Development Loans Starting 12/1/2014


New Credit Requirements for Kentucky USDA Rural Development Loans Starting 12/1/2014. via New Credit Requirements for Kentucky USDA Rural Development Loans Starting 12/1/2014.

Kentucky Rural Development Has Funds Available for Rural Housing Loans in Kentucky for 2015


Funds for purchase and refinance loan commitment authority for the guaranteed loan program in Kentucky have been allocated to Kentucky. Please obligate conditional commitments issued “subject to” funding through these steps before processing any new applications. USDA Rural Development-Kentucky Fiscal Year 2015 Funds Now Available! Funding for Rural Development’s Single Family Housing Guaranteed Loan program […]
Read More »

Mortgage Tips


Mortgage Tips. via Mortgage Tips.   Tips to ensure your mortgage closes smoothly: Credit Cards / New debt: Once you have applied for a mortgage, do not apply for new debt or credit cards, even if you do not plan to use them until after settlement. When you buy a home, you will undoubtedly buy […]
Read More »

Kentucky FHA Mortgage Pre-Approval Checklist


Kentucky FHA Mortgage Pre-Approval Checklist. via Kentucky FHA Mortgage Pre-Approval Checklist.   We basically look at the below items to get you pre-approved to buy a home. Credit: Most lenders want a 640, but there are some lenders now doing FHA loans down to a 620 score with no bankruptcies or foreclosures in the last 3 […]
Read More »

Kentucky Rural Housing Mortgage Loans Require No Money Down


  — Kentucky USDA Guaranteed Rural Housing Loans Did you know that home buyers can still get a mortgage with no money down, even with less than perfect credit? The Kentucky Guaranteed Rural Housing Loan Program offers these options in a wide range of areas, including many suburbs. This loan program is offered through the Kentucky […]
Read More »

What are the property requirements for a USDA Rural Housing Loan in Kentucky?


What are the property requirements for a USDA Rural Housing Loan in Kentucky?. via What are the property requirements for a USDA Rural Housing Loan in Kentucky?.

Income Requirements for A Kentucky Rural Housing Loan Approval.


Income Requirements for A Kentucky Rural Housing Loan Approval.. via Income Requirements for A Kentucky Rural Housing Loan Approval..


The Ins and Outs of IDA       Kentucky Individual Development Accounts (IDAs) are a great way to help borrowers realize their dream of home ownership in Kentucky .   A IDA is a special savings account that matches deposits of low to moderate income individuals and is designed to encourage good savings habits. […]
Read More »

KHC Loan Programs


KHC Loan Programs. KHC offers two different funding sources: Secondary Market and MRB. SECONDARY MARKET FUNDING SOURCE First-time and repeat homebuyers statewide 30-year fixed interest rate Principle residence ONLY Purchase Price Limit: $243,000 Borrower must meet KHC’s Secondary Market Income Limits Conventional No Mortgage Insurance Program Minimum credit score of 660 3 percent down payment […]
Read More »