Category Archives: Down Payment Assistance

2017 Kentucky First Time Home Buyer Grant for $10,000 from Kentucky Housing


2017  Kentucky Home Buyer programs that Kentucky Home buyers use to purchase their first home.       — Joel Lobb Senior  Loan Officer (NMLS#57916) phone: (502) 905-3708  Fax:     (502) 327-9119 kentuckyloan@gmail.com   http://www.mylouisvillekentuckymortgage.com/ The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only.  The […]
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Five strategies for first time home buyers Kentucky 2017


Financial expert Mark Lamkin explains the best way get your finances in order and start your search. Source: Five strategies for first time home buyers      

Kentucky FHA Loans Compared to Kentucky Conventional Loans


  Which Loan is better for you? Kentucky FHA Loans are good for borrowers who have the following: • Credit scores less than 680. • Less than 5% down payment and no reserves to use. • Borrowers with past foreclosures between 3 and 7 years old. • Borrowers with past short sales between 2 and […]
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Kentucky Housing Offering 2% fixed 30 year fixed rate home loans for Kentucky First Time Home Buyers with household incomes less than $35,000


  KHC is offering a very low fixed rate on a first-come, first-serve basis for Kentucky Home Buyers.  It can be used for FHA, VA, USDA  and still go no money down with this low rate. The $6000 and $4500 Down Payment Assistance Funds can be used in conjunction with this 30 year fixed rate […]
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LOUISVILLE, KENTUCKY FIRST-TIME HOME BUYER WHO COULD USE $15,000 IN FREE DOWN PAYMENT MONEY and 0% interest. Have you been waiting to buy a home?


  SHARE IF YOU KNOW A LOUISVILLE, KENTUCKY FIRST-TIME HOME BUYER WHO COULD USE $15,000 IN FREE DOWN PAYMENT MONEY and 0% interest. Have you been waiting to buy a home? NOW is the time! Kentucky Housing Corporation has a program coming out January 20th. Here are the basics: *ZERO percent interest rate *A non-repayable […]
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$10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2017


Attention Kentucky Home Buyers for 2017,  KHC just released another $10,000 Down  Payment Assistance Grant for 2017 Kentucky Home buyers that’s available on a first come first serve basis!!! HHF DAP 2017 See details below Hardest Hit Fund (HHF) DAP–Available 1/11/2017 with New Loan Reservations Zero percent interest rate for first-time home buyers. A non-repayable […]
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Down Payment Assistance Program for Jefferson County Kentucky Louisville


Kentucky Housing recognizes that down payments, closing costs and prepaids are stumbling blocks for many potential home buyers. Here are several loan programs to help. Your KHC-approved lender can help you apply for the program that meets your need.Regular DAPPurchase price up to $243,000.Assistance in the form of a loan up to $6,000 in $100 increments.Repayable over a […]
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Louisville Kentucky First Time Home Buyer Programs and Resources


Louisville Kentucky First Time Home Buyer Programs and Resources. via Louisville Kentucky First Time Home Buyer Programs and Resources. —   Joel Lobb Senior  Loan Officer (NMLS#57916)   American Mortgage Solutions, Inc. 800 Stone Creek Pkwy, Ste 7, Louisville, KY 40223 phone: (502) 905-3708  Fax:     (502) 327-9119 kentuckyloan@gmail.com    Company ID #1364 | MB73346 http://mylouisvillekentuckymortgage.com/  


The Ins and Outs of IDA       Kentucky Individual Development Accounts (IDAs) are a great way to help borrowers realize their dream of home ownership in Kentucky .   A IDA is a special savings account that matches deposits of low to moderate income individuals and is designed to encourage good savings habits. […]
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KHC Loan Programs


KHC Loan Programs. KHC offers two different funding sources: Secondary Market and MRB. SECONDARY MARKET FUNDING SOURCE First-time and repeat homebuyers statewide 30-year fixed interest rate Principle residence ONLY Purchase Price Limit: $243,000 Borrower must meet KHC’s Secondary Market Income Limits Conventional No Mortgage Insurance Program Minimum credit score of 680 3 percent down payment […]
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