KHC Loan Programs |
|
KHC offers two different funding sources: Secondary Market and MRB.
Secondary Market Funding Source
- First-time and repeat homebuyers statewide
- 30-year fixed interest rate
- Principal residence ONLY
- Purchase Price Limit: $346,644
- Borrower must meet KHC’s Secondary Market Income Limits
- Minimum credit score of 660
- 3 percent down payment
- Monthly mortgage insurance (charter coverage)
- All KHC DAPs applicable
- No minimum borrower contribution
- No reserves required
- 80 percent AMI income
- Minimum credit score of 660
- 3 percent down payment
- Monthly mortgage insurance (standard coverage)
- All KHC DAPs applicable
- No minimum borrower contribution
- No reserves required
- Secondary Market Income limits apply
- Insured by the Federal Housing Administration
- 3.5 percent down payment
- All KHC DAPs applicable
- Upfront and monthly mortgage insurance
- Minimum credit score of 620
Refinance Options (Available only through Secondary Market)
- Credit qualifying Streamline Refinance and Rate/Term Refinance
- Insured by the Federal Housing Administration
- Cash back to borrower not to exceed $500
- Upfront and monthly mortgage insurance
- Minimum credit score of 620
- Guaranteed by the Veterans Administration for qualified military veterans
- No down payment if the property appraises for the sales price or greater
- All KHC DAPs applicable
- Minimum credit score of 620
- No monthly mortgage insurance payments
Refinance Options (Available only through Secondary Market)
- VA IRRRL
- 620 minimum credit score
- No appraisal required
- 30-year term
- VA existing loan
- Guaranteed by Rural Housing Services (RHS)
- Home must be located in a rural area as defined by RHS
- No down payment if the property appraises for the sales price or greater
- All KHC DAPs applicable
- Upfront and monthly mortgage insurance
- Minimum credit score of 620
Refinance Options (Available only through Secondary Market)
- RHS Streamlined-Assist Refinance Program
- 620 minimum credit score
- No appraisal required
- Must have made timely mortgage payments for the last 12 months
- 30-year term
- RHS existing 502 guaranteed loan
KHC’s Approved Counselors
City | Agency | Phone |
---|---|---|
LOUISVILLE | HOUSING PARTNERSHIP INC. | 502-585-5451 |
LOUISVILLE | LOUISVILLE CENTRAL COMMUNITY CENTERS, INC. | 502-583-8821 |
LOUISVILLE | LOUISVILLE URBAN LEAGUE, INC. | 502-566-3364 |
KHC’s Approved HQS Inspectors
County | Inspector | Phone | Products |
---|---|---|---|
JEFFERSON | PEDRO GARCIA | (502) 212-1527 | CONV, FHA30, RHS |
JEFFERSON | BRIAN ROCK | (502) 543-1566 | CONV, CONV |
JEFFERSON | DAVID HARRINGTON | (502) 955-9588 | CONV |
JEFFERSON | DIANNE HOLLAND | (502) 543-3581 | CONV, FHA30, RHS |
JEFFERSON | JOHN W. HARDWICK | (502) 955-7779 | VA30 |
JEFFERSON | TAMMIE ROBINSON | (502) 876-4456 | CONV, FHA30, RHS |
JEFFERSON | EVA MAGGARD | (270) 737-5175 | CONV, FHA30, RHS |
JEFFERSON | JERRY WATSON | (270) 765-1861 | CONV, FHA30, RHS |
JEFFERSON | KATHRYN BRITENRIKER-DEVEAU | (270) 763-9484 | CONV, VA30, FHA30, RHS |
JEFFERSON | ANDREW QUIGGINS | (502) 724-3066 | CONV, FHA30, RHS |
JEFFERSON | ANISSA A. PEARSON | (502) 493-4744 | CONV, VA30, FHA30, RHS, CONV100 |
JEFFERSON | ARTIE HIGDON | (502) 244-3353 | CONV, FHA30 |
JEFFERSON | BARBARA A. SATTERLY | (502) 671-1037 | CONV, FHA30 |
JEFFERSON | BRIAN DEELEY | (502) 485-9988 | CONV, FHA30, RHS |
JEFFERSON | BRIAN J SANDERFER | (502) 458-2520 | CONV, FHA30, RHS |
JEFFERSON | BRUCE HIGGASON | (502) 897-0702 | CONV, VA30, FHA30, RHS |
JEFFERSON | C. MARTY MICHALS | (502) 297-8700 | CONV, FHA30, CONV100 |
JEFFERSON | DAVID EDWARDS | (502) 445-3035 | CONV, FHA30 |
JEFFERSON | DAVID MAY | (502) 452-6135 | CONV, VA30, FHA30 |
JEFFERSON | DON A. HARTLEY | (502) 897-3027 | CONV, FHA30 |
JEFFERSON | GARY W. FLYNN | (502) 239-2398 | VA30, FHA30 |
JEFFERSON | GREGORY L. ELLIS | (502) 267-4044 | CONV, FHA30 |
JEFFERSON | HOWARD JOE PEERY | (502) 895-7902 | CONV, FHA30, RHS |
JEFFERSON | JAMES KUHNS | (502) 296-6903 | CONV, FHA30, RHS |
JEFFERSON | JANE E. DYER | (502) 895-4388 | CONV, FHA30 |
JEFFERSON | JANE E. LINDSEY | (502) 744-9468 | FHA30, RHS |
JEFFERSON | JOHN J. BRUNSTETTER | (502) 458-2520 | CONV, FHA30, RHS |
JEFFERSON | JOHN LEGGETT | (502) 636-5160 | CONV, FHA30 |
JEFFERSON | JOHN MAY | (502) 452-6135 | CONV, FHA30 |
JEFFERSON | JOSHUA BEAM | (502) 458-2520 | CONV, FHA30, RHS |
JEFFERSON | LESLIE MOORE | (502) 412-0800 | CONV, FHA30, RHS |
JEFFERSON | LINDA RIGGLE | (502) 333-0700 | CONV, FHA30 |
JEFFERSON | MARGARET L. BURRELL | (502) 777-0159 | CONV, FHA30 |
JEFFERSON | MARK ANTHONY HOLLEY | (502) 345-6035 | CONV, FHA30 |
JEFFERSON | MARK BOLLINGER | (502) 425-1300 | VA30, FHA30 |
JEFFERSON | MARK MUNZER | (502) 452-6856 | CONV |
JEFFERSON | MARVIN DEVER | (502) 485-0066 | CONV, FHA30 |
JEFFERSON | MICHAEL ANHOUSE | (502) 899-9141 | CONV, FHA30 |
JEFFERSON | MICHAEL R. CULLEN | (502) 458-9439 | CONV, FHA30 |
JEFFERSON | NIKKI KOROSEC | (502) 693-2632 | CONV, VA30, FHA30, RHS |
JEFFERSON | PAT HORNBACK | (502) 363-0089 | CONV, FHA30 |
JEFFERSON | PAUL S HASSON | (502) 836-6068 | CONV, VA30, FHA30, CONV100 |
JEFFERSON | RHONDA L. DEEM | (502) 671-1037 | CONV, FHA30 |
JEFFERSON | RICHARD I. BECKLEY | (502) 893-8856 | CONV, FHA30 |
JEFFERSON | ROBERT E. MCCARTER | (502) 245-7284 | CONV, FHA30 |
JEFFERSON | SHARON MCCROSKEY | (502) 452-6856 | CONV |
JEFFERSON | THOMAS MERIMEE JR | (502) 485-9988 | CONV, FHA30 |
JEFFERSON | WILLIAM P SANDERFER | (502) 458-2520 | CONV, VA30, FHA30, RHS |
JEFFERSON | WILLIAM R. SANDERFER | (502) 458-2520 | CONV, VA30, FHA30, RHS |
JEFFERSON | CYNTHIA DAVIS HOMAYOUN | (502) 241-7181 | CONV, FHA30, RHS |
JEFFERSON | GLENDA HORNBACK LASITA | (502) 265-0560 | CONV, VA30, FHA30 |
JEFFERSON | IVA M. DAVIS | (502) 241-7181 | CONV, FHA30, RHS |
JEFFERSON | MARK ROBERTS | (502) 494-2946 | CONV, FHA30 |
JEFFERSON | BARBARA KOPP | (502) 570-9088 | CONV, FHA30, RHS |
JEFFERSON | LINDA MAGNESS | (502) 633-5097 | CONV, FHA30, RHS |
JEFFERSON | JEREMY D. CHESSER | (859) 375-0005 | CONV, RHS |
—
Mortgage Loan Officer
Text/call: 502-905-3708
email: kentuckyloan@gmail.com
The following Housing Authroities matched your search criteria.
A housing authority generally has two types of assistance available: Section 8 vouchers and affordable apartments.
Housing Authority Address
Appalachian Foothills Housing Wurtland, KY .41144
Barbourville Ur & Cd Barbourville, KY .40906
Boone Ct Fiscal Ct Ahd Burlington, KY .41005
Breckinridge County Housing Hardinsburg, KY .40143
Campbell County Housing Newport, KY .41072
Campbellsville Housing And Red Campbellsville, KY .42718
City Of Ashland Ashland, KY .41105
City Of Bowling Green Bowling Green, KY .42102
City Of Covington , Kentucky Covington, KY .41011
City Of Harrodsburg Harrodsburg, KY .40330
City Of Hickman Section 8 Hous Hickman, KY .42050
City Of Louisville, Dept. Of H Louisville, KY .40202
City Of Paducah Paducah, KY .42002
City Of Richmond Richmond, KY .40476
Clinton Housing Authority Mayfield, KY .42066
Community Dev Section 8 Danville, KY .40422
Cumberland Valley Regional H A Barbourville, KY .40906
Elliott County Housing Authori Wurtland, KY .41144
Glasgow Community Development Glasgow, KY .42141
Grayson-Carter County Housing Greenup, KY .41144
Housing Authority Dry Ridge Dry Ridge, KY .41035
Housing Authority Floyd County Prestonsburg, KY .41653
Housing Authority Georgetown Georgetown, KY .40324
Housing Authority Greensburg Greensburg, KY .42743
Housing Authority Mayfield Mayfield, KY .42066
Housing Authority Of Albany Albany, KY .42602
Housing Authority Of Ashland Ashland, KY .41101
Housing Authority Of Barbourvi Barbourville, KY .40906
Housing Authority Of Bardstown Bardstown, KY .40004
Housing Authority Of Beattyvil Beattyville, KY .41311
Housing Authority Of Beaver Da Beaver Dam, KY .42320
Housing Authority Of Benton Benton, KY .42025
Housing Authority Of Berea Berea, KY .40403
Housing Authority Of Bloomfiel Bloomfield, KY .40008
Housing Authority Of Bowling G Bowling Green, KY .42102
Housing Authority Of Burkesvil Burkesville, KY .42717
Housing Authority Of Cadiz Cadiz, KY .42211
Housing Authority Of Carrollto Carrollton, KY .41008
Housing Authority Of Catlettsb Catlettsburg, KY .41129
Housing Authority Of Central C Central City, KY .42330
Housing Authority Of Columbia Columbia, KY .42728
Housing Authority Of Corbin Corbin, KY .40701
Housing Authority Of Covington Covington, KY .41015
Housing Authority Of Cumberlan Cumberland, KY .40823
Housing Authority Of Cynthiana Cynthiana, KY .41031
Housing Authority Of Danville Danville, KY .40422
Housing Authority Of Dawson Sp Dawson Springs, KY .42408
Housing Authority Of Dayton Dayton, KY .41074
Housing Authority Of Elizabeth Elizabethtown, KY .42701
Housing Authority Of Eminence Eminence, KY .40019
Housing Authority Of Falmouth Falmouth, KY .41040
Housing Authority Of Flemingsb Flemingsburg, KY .41041
Housing Authority Of Frankfort Frankfort, KY .40601
Housing Authority Of Franklin Franklin, KY .42134
Housing Authority Of Fulton Fulton, KY .42041
Housing Authority Of Glasgow Glasgow, KY .42141
Housing Authority Of Greenvill Greenville, KY .42345
Housing Authority Of Harlan Harlan, KY .40831
Housing Authority Of Harrodsbu Harrodsburg, KY .40330
Housing Authority Of Hazard Hazard, KY .41701
Housing Authority Of Henderson Henderson, KY .42420
Housing Authority Of Hickman Hickman, KY .42050
Housing Authority Of Hodgenvil Hodgenville, KY .42748
Housing Authority Of Hopkinsvi Hopkinsville, KY .42240
Housing Authority Of Horse Cav Horse Cave, KY .42749
Housing Authority Of Irvine Irvine, KY .40336
Housing Authority Of Irvington Irvington, KY .40146
Housing Authority Of Jackson Jackson, KY .41339
Housing Authority Of Jefferson Louisville, KY .40204
Housing Authority Of Knott Cou Hindman, KY .41822
Housing Authority Of Lancaster Lancaster, KY .40444
Housing Authority Of Lawrence Louisa, KY .41230
Housing Authority Of Lebanon Lebanon, KY .40033
Housing Authority Of Lexington Lexington, KY .40505
Housing Authority Of Liberty Liberty, KY .42539
Housing Authority Of London London, KY .40741
Housing Authority Of Louisvill Louisville, KY .40203
Housing Authority Of Lyon Coun Eddyville, KY .42038
Housing Authority Of Madisonvi Madisonville, KY .42431
Housing Authority Of Mancheste Manchester, KY .40962
Housing Authority Of Martin Martin, KY .41649
Housing Authority Of Martin Co Warfield, KY .41267
Housing Authority Of Maysville Maysville, KY .41056
Housing Authority Of Mccreary Pine Knot, KY .42635
Housing Authority Of Mckee Mc Kee, KY .40447
Housing Authority Of Middlesbo Middlesboro, KY .40965
Housing Authority Of Monticell Monticello, KY .42633
Housing Authority Of Morehead Morehead, KY .40351
Housing Authority Of Morganfie Morganfield, KY .42437
Housing Authority Of Morgantow Morgantown, KY .42261
Housing Authority Of Mount Ste Mount Sterling, KY .40353
Housing Authority Of Mount Ver Mount Vernon, KY .40456
Housing Authority Of Murray Murray, KY .42071
Housing Authority Of Newport Newport, KY .41071
Housing Authority Of Nicholasv Nicholasville, KY .40356
Housing Authority Of Olive Hil Olive Hill, KY .41164
Housing Authority Of Owensboro Owensboro, KY .42303
Housing Authority Of Owenton Owenton, KY .40359
Housing Authority Of Owingsvil Owingsville, KY .40360
Housing Authority Of Paducah Paducah, KY .42003
Housing Authority Of Paintsvil Paintsville, KY .41240
Housing Authority Of Paris Paris, KY .40361
Housing Authority Of Pineville Pineville, KY .40977
Housing Authority Of Princeton Princeton, KY .42445
Housing Authority Of Providenc Providence, KY .42450
Housing Authority Of Radcliff Radcliff, KY .40160
Housing Authority Of Richmond Richmond, KY .40476
Housing Authority Of Russellvi Russellville, KY .42276
Housing Authority Of Salyersvi Salyersville, KY .41465
Housing Authority Of Scottsvil Scottsville, KY .42164
Housing Authority Of Shelbyvil Shelbyville, KY .40065
Housing Authority Of Somerset Somerset, KY .42501
Housing Authority Of Stanford Stanford, KY .40484
Housing Authority Of Stanton Irvine, KY .40336
Housing Authority Of Sturgis Sturgis, KY .42459
Housing Authority Of Todd Coun Guthrie, KY .42234
Housing Authority Of Tompkinsv Tompkinsville, KY .42167
Housing Authority Of Versaille Versailles, KY .40383
Housing Authority Of Whitesbur Whitesburg, KY .41858
Housing Authority Of Williamsb Williamsburg, KY .40769
Housing Authority Of Williamst Williamstown, KY .41097
Housing Authority Of Wincheste Winchester, KY .40392
Housing Authority Pikeville Pikeville, KY .41501
Housing Authority Prestonsburg Prestonsburg, KY .41653
Housing Authority Springfield Springfield, KY .40069
Housing Authority Vanceburg Vanceburg, KY .41179
Kentucky Housing Corporation Frankfort, KY .40601
Lake Cumberland Housing Agency Russell Springs, KY .42642
Laurel County Section 8 Housin London, KY .40741
Lexington-Fayette Urban County Lexington, KY .40505
Paris/Bourbon County Urban Ren Paris, KY .40362
Pike County Housing Authority Pikeville, KY .41501
Pineville/Bell County Ur & Cd Pineville, KY .40977
Williamsburg Community Develop Williamsburg, KY .40769
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