Category Archives: Fannie Mae New Lending Guidelines for Kentucky

Kentucky First Time Home Buyer Questions to Ask Your Lender?


  Kentucky First Time Home Buyer Questions to Ask Your Lender? ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 640 for KY First Time Home Buyers looking to go no money down. The two […]
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Kentucky Home Buyers. Purchase a Home No Money Down.


         Kentucky Home Buyers Program Summary below use to purchase their first home.   Conventional Loan • At least 3%-5% down • Closing costs will vary on which rate you choose and the lender. Typically the higher the rate, the lesser closing costs due to the lender giving you a lender credit back […]
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Kentucky Manufactured Home Loans for Doublewide Mobile Homes for FHA, VA, USDA, KHC and Fannie Mae


  Kentucky Manufactured Home Loans for Doublewide Mobile Homes Now Available  Mortgage is excited to announce a wide variety of Kentucky Manufactured Housing finance options for your borrowers ranging across for Kentucky  FHA, VA, USDA, Fannie Mae and Freddie Mac loans.  Government (USDA / VA / FHA KHC) Conventional (Fannie / Freddie) KHC Minimum FICO […]
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Property Flipping Rules for Mortgages for FHA VA USDA Conventional Appraisals


Property Flipping Rules for Mortgages for FHA VA USDA Conventional Appraisals

Fannie Mae Mortgage Student Loan Solutions Frequently Asked Questions


  Fannie Mae Student Loan Solutions Frequently Asked Questions Listed below are common questions about Fannie Mae’s Student Loan Solutions. Q1. How does Fannie Mae anticipate Student Loan Solutions will benefit borrowers? Forty-four million Americans today have student loan debt; seven in 10 graduates of public and nonprofit colleges in 2015 had student loan debt; […]
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Guidelines Changes on Student Loans for Conventional Fannie Mae, USDA, FHA, and VA Mortgage loans in Kentucky for 2019


For Kentucky Home Buyers using Fannie Mae or Conventional Loans that have student loans reporting a payment on the credit report, we can now use the payment reporting on the credit report even if it is income-based repayment plan. FHA and USDA still will use 1% if the student loans are IBR, but Fannie Mae […]
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6 options for buying a home with little or no money down


    You’ve got great credit, a stable job, low debt, and money in the bank — but just not enough to make a down payment. Fortunately, there are many programs out there designed to give you that dream home with little to no money down. Source: 6 options for buying a home with little […]
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2019 Kentucky First Time Home Buyer Down Payment Assistance


2019 Kentucky First Time Homebuyer Down Payment Assistance for Kentucky First Time Home Buyers for $4500 to $6000 Kentucky Housing DAP Funds Here are action steps you can take right now to buy a home in Kentucky in 2019 1. Focus on your credit score FICO credit scores are among the most frequently used credit scores, and […]
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Kentucky FHA Loans Compared to Kentucky Conventional Loans


  When it comes to financing a home a buyer is faced with the decision of what type of loan they want. The two most common choices are FHA or Conventional. Both have their advantages and disadvantages. Follow the chart below to see which one is a fit for you! For more information on homes […]
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HomePath listings in Jefferson County, Louisville Kentucky!


Check out the HomePath listings in Jefferson County and Louisville, Kentucky! Let your clients know these properties are available. Some have special incentives! Select the property address to find out more information. 635 S 44TH ST LOUISVILLE, KY 40211 3.0 br, 1.0 ba | 1574 sq. ft. MLS ID: 1457633   $31,000 Just Listed 615 […]
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