Category Archives: What NOT To Do After You Apply for a Kentucky Mortgage Loan Approval

Does bad debt, collections, or charge offs on credit report have to be paid off to get a VA loan approval in Kentucky


Collections on Credit Report and How They affect a Kentucky VA Mortgage Loan Approval   Collection accounts are accounts for a debt that have been submitted to a collection agency by the creditor generally due to nonpayment. Below are general tips and guidance on what DU will require when collection accounts are reporting on a borrower’s […]
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Kentucky First Time Home Buyer Questions to Ask Your Lender?


  Kentucky First Time Home Buyer Questions to Ask Your Lender? ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 640 for KY First Time Home Buyers looking to go no money down. The two […]
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$10,000 DOWN PAYMENT ASSISTANCE GRANT FOR LOUISVILLE KENTUCKY HOME BUYERS in JEFFERSON COUNTY KY 2018


ALL FUNDS ALLOCATED FOR THE $10,000 DOWN PAYMENT ASSISTANCE AT THIS TIME. $10,000 Down Payment Grant from Kentucky Housing for 2018 First Time Home Buyers   There still is the $6000 Down Payment Assistance Available year-round       4 Things Every Borrower Needs to Get Approved for a Mortgage or Home Loan In Kentucky […]
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Kentucky FHA Mortgage Loan Updates For You


Kentucky FHA Mortgage Loan Updates For You Full commissioned buyer with 1 year on the job pre-approved:  FHA will allow for a borrower to only be commissioned sales for 1 year! FHA’s new student loan guideline:  FHA’s new bulletin announces that lenders can no longer use an IBR (Income Based Repayment) for figuring student loan […]
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$10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2018


        Kentucky First Time Home Buyer Common Questions and Answers:     ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 620 for KY First Time Home Buyers looking to go […]
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Kentucky First Time Homebuyer Pitfalls to Avoid


Kentucky First Time Homebuyer First Time Homebuyer Pitfalls to Avoid. via First Time Homebuyer Pitfalls to Avoid.   —   Joel Lobb Senior  Loan Officer (NMLS#57916)   American Mortgage Solutions, Inc. 800 Stone Creek Pkwy, Ste 7, Louisville, KY 40223 phone: (502) 905-3708  Fax:     (502) 327-9119 kentuckyloan@gmail.com    Company ID #1364 | MB73346 http://mylouisvillekentuckymortgage.com/  CONFIDENTIALITY NOTICE: 

Louisville Kentucky First Time Home Buyer Programs and Resources


Louisville Kentucky First Time Home Buyer Programs and Resources. via Louisville Kentucky First Time Home Buyer Programs and Resources. —   Joel Lobb Senior  Loan Officer (NMLS#57916)   American Mortgage Solutions, Inc. 800 Stone Creek Pkwy, Ste 7, Louisville, KY 40223 phone: (502) 905-3708  Fax:     (502) 327-9119 kentuckyloan@gmail.com    Company ID #1364 | MB73346 http://mylouisvillekentuckymortgage.com/  

A Complete Guide to Closing Costs


  A Complete Guide to Closing Costs.    Complete Guide to Closing Costs A Complete Guide to Closing Costs Types of Closing Costs Let’s talk briefly about the types of closing costs you might encounter and how much those costs tend to run. Understand that closing costs, especially tax-related costs, will vary widely depending on […]
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Louisville Kentucky First Time Home Buyer Booklet From HUD from Louisville Kentucky Mortgage Lender


Louisville Kentucky First Time Home Buyer Booklet From HUD from Louisville Kentucky Mortgage Lender

Mortgage Rates: Impact of the Credit Rating Downgrade


We want to discuss the impact the downgrade of the U.S. credit rating will have on mortgage interest rates. In these times of uncertainty and volatility, no one knows for sure what will happen next. However, we want to talk via Mortgage Rates: Impact of the Credit Rating Downgrade.