Category Archives: Application Document Checklist for Approval

Kentucky Home Buyers. Purchase a Home No Money Down.


         Kentucky Home Buyers Program Summary below use to purchase their first home.   Conventional Loan • At least 3%-5% down • Closing costs will vary on which rate you choose and the lender. Typically the higher the rate, the lesser closing costs due to the lender giving you a lender credit back […]
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What paperwork is needed for a Mortgage Loan Pre-Approval in Kentucky?


What Paperwork Will I Need? Minimum Documentation List Last 30 days pay stubs for all borrowers Last 2 years w2 statement for all borrowers Last 2 years tax returns, all schedules Minimum: Verbal of source cash to close will come from (assets, gift, equity) Additional Documentation – Verbal of balances ok to start Last 60 days […]
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Kentucky First Time Home Buyer Questions to Ask Your Lender?


  Kentucky First Time Home Buyer Questions to Ask Your Lender? ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 640 for KY First Time Home Buyers looking to go no money down. The two […]
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Homeownership Assistance Programs: Kentucky


Homeownership Assistance Programs: Kentucky. via Homeownership Assistance Programs: Kentucky. Underwriting Guidelines Louisville Mortgage Underwriting Guidelines Understanding Louisville Mortgage mortgage underwriting guidelines will help you understand your loan options when purchasing or refinacing a home. Now that you have found your dream house, you are going to need to apply for a Louisville Mortgage mortgage loan. Your […]
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Items needed for A Mortgage Loan Approval in Kentucky 2011


Louisville, Ky Mortgage Lenders: For a Quick Easy Loan Approval:Have These Items Ready…: Employment ____ Name and address of employers for the past two years ____ Copy of pay stubs for the previous 30 days ____ Copy of last two years w-2 forms (if commissioned or paid by 1099, copy of last two years complete […]
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Louisville, Kentucky Mortgage —Things need for Quick Easy Approval-


For a Quick Easy Loan Approval:Have These Items Ready When You Apply For a Loan For a Quick Easy Loan Approval:  Louisville, Kentucky Mortgage —Things need for Quick Easy Approval- Have These Items Ready When You Apply For a Loan •Income Items ◦W2 forms for the last two years ◦Most recent pay stubs covering a […]
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