Author Archives: Louisville Kentucky Mortgage

2018 Kentucky First Time Home Buyer Loan Programs


Originally posted on Louisville Kentucky Mortgage Loans:
via 2018 Kentucky First Time Home Buyer Loan Programs

Kentucky HUD Homes for Sale with the FHA $100 Down Program


Originally posted on Kentucky FHA Mortgage Loans Guidelines :
HUD HOMES SALES INCENTIVES For a limited time, FHA offers sales incentives on HUD homes that will make these homes more affordable for home buyers when purchasing a property using FHA-insured financing. The incentives VARY from State to State but may include: low down payments; sales allowances…

Louisville Kentucky VA FIXED PROGRAM GUIDELINES


Originally posted on Kentucky VA Mortgage Home Lender:
Louisville Kentucky VA FIXED PROGRAM GUIDELINES   PROGRAM TERMS ·         ELIGIBLE STATES  Kentucky, Originators must be properly licensed, if required, to originate loans in the state where the subject property is located.   ACCEPTABLE AUS FINDINGS  DU Approve/Eligible. DU Refer is eligible for manual underwriting.   AUS REDUCED DOCUMENTATION…

Kentucky USDA Rural Development Mortgage


Originally posted on Kentucky USDA Rural Housing Mortgage Loans:
Kentucky USDA Rural Development Mortgage Overview Features Benefits Down Payment is not required Borrowers without savings, or who wish to retain their savings qualify 100% financing More Americans become homeowners No reserves are required Buyers do not need to provide bank statements Expanded qualifying ratios Buyers…

The Truth About FICO Scores & Down Payments


Originally posted on Curb Appeal:
Interestingly, the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. It seems the main reason why non-homeowners do not own their own homes is because they believe that they cannot afford them. Guess what. The probably can.…

Down Payment And Closing Cost Assistance Kentucky Housing HHF DAP Funds 


Originally posted on Louisville Kentucky Mortgage Loans:
KHC Loan Programs MRB All MRB Kentucky Housing first mortgage loans are for a 30-year term at a fixed rate of interest. The home you purchase through Kentucky Housing must be the only residential property you own and you must occupy the home as your principal residence while the loan…

Kentucky USDA Income Limits for 2018 Changed to Higher Limits


Originally posted on Kentucky USDA Rural Housing Mortgage Loans:
Kentucky USDA Income Limits for 2018 Changed to Higher Limits June 13, 2018 |   Kentucky USDA Income Limits Increased for most areas for 2018 USDA Loans: Low Rates With No Down Payment Kentucky USDA Loans are mortgage loans which are backed and guaranteed by the United States…

Kentucky Manufactured Home Loans for Doublewide Mobile Homes for FHA, VA, USDA, KHC and Fannie Mae


  Kentucky Manufactured Home Loans for Doublewide Mobile Homes Now Available  Mortgage is excited to announce a wide variety of Kentucky Manufactured Housing finance options for your borrowers ranging across for Kentucky  FHA, VA, USDA, Fannie Mae and Freddie Mac loans.  Government (USDA / VA / FHA KHC) Conventional (Fannie / Freddie) KHC Minimum FICO […]
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Kentucky USDA Rural Development Loans


Originally posted on Louisville Kentucky Mortgage Loans:
via Kentucky SDA Rural Development LoansU

Interest Rate Increase for Single Family Housing Direct Programs for Kentucky Rural Housing Loans


Originally posted on Kentucky USDA Rural Housing Mortgage Loans:
 March 28, 2018  Interest Rate Increase for Kentucky Rural Housing USDA Direct Programs The following interest rates, effective April 1, 2018, are reported as follows: For Program Information Single Family Housing Direct Loans Single Family Housing Repair Loans and Grants Mutual Self Help Housing Technical Assistance Grants…