Category Archives: FHA/VA Louisville Kentucky

Kentucky Mortgage Underwriting Guidelines for a Loan Approval


kentucky housing underwriting

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2019 Kentucky First Time Home Buyer Loan Programs


Kentucky First Time Home Buyer Loan

2019 Kentucky First Time Home Buyer Loan Programs


Kentucky First Time Home Buyer Loan

First Time Home Buyer Grants Kentucky

Down payment Assistance Grants for Kentucky First Time Home buyers 2019


First Time Home Buyer Assistance Kentucky Grants 2019 $6000 DAP

Using Your Veterans Benefit to Buy a Home In Kentucky


Originally posted on Kentucky VA Mortgage Lender:
? ? ? Probably one of the most talked about GI benefits is the VA Home Loan. You’ve probably heard of it, but have you ever thought of it using it? Learn what it is & how can it help you here. Using Your Veterans Benefit to Buy…

Lenders continue to lower FICO requirements for new homebuyers


  The average agency FICO score for banks is high at 745, compared to 713 at nonbank lending institutions.  Both show FICO requirements are on the way down, but it’s more pronounced at the nonbanks. Here’s why. Source: Lenders continue to lower FICO requirements for new homebuyers   The nation’s major banks are continuing to […]
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How do Student Loans Affect Your Chances of getting approved for a Kentucky Mortgage Loan?


 conventional loan guidelines student loans

Kentucky First Time Home Buyer Questions to Ask Your Lender?


  Kentucky First Time Home Buyer Questions to Ask Your Lender? ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 640 for KY First Time Home Buyers looking to go no money down. The two […]
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Kentucky Home Buyers. Purchase a Home No Money Down.


         Kentucky Home Buyers Program Summary below use to purchase their first home.   Conventional Loan • At least 3%-5% down • Closing costs will vary on which rate you choose and the lender. Typically the higher the rate, the lesser closing costs due to the lender giving you a lender credit back […]
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Does bad debt, collections, or charge offs on credit report have to be paid off to get a VA loan approval in Kentucky


Collections on Credit Report and How They affect a Kentucky VA Mortgage Loan Approval   Collection accounts are accounts for a debt that have been submitted to a collection agency by the creditor generally due to nonpayment. Below are general tips and guidance on what DU will require when collection accounts are reporting on a borrower’s […]
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