Category Archives: Rural Housing Loans No Money Down Program

6 options for buying a home with little or no money down


    You’ve got great credit, a stable job, low debt, and money in the bank — but just not enough to make a down payment. Fortunately, there are many programs out there designed to give you that dream home with little to no money down. Source: 6 options for buying a home with little […]
Read More »

Kentucky First Time Home Buyer Questions to Ask Your Lender?


Kentucky First Time Home Buyer Questions to Ask Your Lender? ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 640 for KY First Time Home Buyers looking to go no money down. The two most […]
Read More »

2017 Kentucky First Time Home Buyer Loan Programs


Kentucky First Time Home Buyer Programs for 2017   There are basically 5 popular programs that Kentucky Home buyers use to purchase their first home.   Conventional Loan • At least 3%-5% down • Closing costs will vary on which rate you choose and the lender. Typically the higher the rate, the lesser closing costs […]
Read More »

Kentucky Rural Housing Homes for Sale 2016 Foreclosures USDA


Address Bed/Bath Price 206 Maysville Road 1/1 $26,800.00 – GovtBid Scottsville, KY 42164 Foreclosure Sale 23 Hale St. 3/1 $26,800.00 – GovtBid Stanton, KY 40380 Foreclosure Sale 500 White Oak Rd 3/2 $17,000.00 – GovtBid Irvine, KY 40336 Foreclosure Sale 148 Falls Lane 3/1 $33,500.00 – GovtBid Clearfield, KY 40313 Foreclosure Sale 1023 Byrtle Grove […]
Read More »

Kentucky Rural Housing USDA – Upcoming Changes – October 2016 Submit your applications beginning Tuesday, September 13, 2016


The USDA has announced exciting changes that will be implemented in October 2016. USDA is a great product that offers 100% financing, zero down payment for certain rural areas. Effective in October 2016, there will be two big changes to the USDA product: The Up Front Funding Fee will be reduced to 1%. It currently […]
Read More »

New Credit Requirements for Kentucky USDA Rural Development Loans Starting 12/1/2014


New Credit Requirements for Kentucky USDA Rural Development Loans Starting 12/1/2014. via New Credit Requirements for Kentucky USDA Rural Development Loans Starting 12/1/2014.

CHANGE TO KENTUCKY ANNUAL USDA GUARANTEE FEE STRUCTURE OCTOBER 1, 2014


CHANGE TO KENTUCKY ANNUAL USDA GUARANTEE FEE STRUCTURE and CHANGE IN ELIGIBILITY MAPS  As announced in RD AN No. 4757, the annual guarantee fee structure (paid monthly from the borrower’s escrow account) for purchase and refinance loans will increase as follows (no change to the one-time upfront fee at this time): ANNUAL GUARANTEE FEE THROUGH 9/30/2014 EFFECTIVE 10/1/14 Purchase […]
Read More »

Kentucky Rural Housing Mortgage Loans Require No Money Down


  — Kentucky USDA Guaranteed Rural Housing Loans Did you know that home buyers can still get a mortgage with no money down, even with less than perfect credit? The Kentucky Guaranteed Rural Housing Loan Program offers these options in a wide range of areas, including many suburbs. This loan program is offered through the Kentucky […]
Read More »

What are the property requirements for a USDA Rural Housing Loan in Kentucky?


What are the property requirements for a USDA Rural Housing Loan in Kentucky?. via What are the property requirements for a USDA Rural Housing Loan in Kentucky?.

Income Requirements for A Kentucky Rural Housing Loan Approval.


Income Requirements for A Kentucky Rural Housing Loan Approval.. via Income Requirements for A Kentucky Rural Housing Loan Approval..