Category Archives: Credit Scoresrequired for KHC

How to boost your credit score for A Mortgage Loan Approval in Kentucky!


Want to increase your credit score before buying a home? It might be easier than you think. Focus on these 6 steps and watch your score climb. Source: How to boost your credit score   Pay your bills on time, every time Your payment history on credit cards, car loans, utilities, etc. is the single […]
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Kentucky Housing Corporation (KHC) has $3 million available in MRB, Special Funding, for active or non-active duty veterans at a 2 percent interest rate, fixed for 30 years.


Special Funding, for active or non-active duty veterans at a 2 percent interest rate, fixed for 30 years. Operation KY Home – MRB Special Funding Program Kentucky Housing Corporation (KHC) has $3 million available in MRB, Special Funding, for active or non-active duty veterans at a 2 percent interest rate, fixed for 30 years. This […]
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Kentucky First Time Home Buyer Questions to Ask Your Lender?


  Kentucky First Time Home Buyer Questions to Ask Your Lender? ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 640 for KY First Time Home Buyers looking to go no money down. The two […]
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$10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2018


        Kentucky First Time Home Buyer Common Questions and Answers:     ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 620 for KY First Time Home Buyers looking to go […]
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Debt to Income Ratios for A Kentucky Mortgage Loan


Debt to Income Ratios for A Kentucky Mortgage Loan There are two debt-to-income (DTI) ratios on every loan: housing or front-end ratio and total or back-end ratio. The housing ratio tells us what percentage of the borrower’s monthly gross income is allocated toward the monthly principal, interest, tax, and insurance (PITI) payment. The total ratio […]
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Ditch your spouse when buying that house – NASDAQ.com


Ditch your spouse when buying that house – NASDAQ.com. Based on the worst credit score  “Your spouse’s lower score might make it hard to get a mortgage or get a mortgage at a good rate,” says Anthony Sprauve, director of public relations with myFICO.com in San Jose, Calif.   “Lenders don’t take an average between your two […]
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Signs of credit-score easing for buyers as market softens | Business & Technology | The Seattle Times


Signs of credit-score easing for buyers as market softens | Business & Technology | The Seattle Times.

5 Ways to Rebuild Your Credit Score


5 Ways to Rebuild Your Credit Score for a Kentucky Mortgage loan. USDA, FHA, VA, Fannie Mae generally all require a 620 to 640 score on most applicants now. Louisville Kentucky FHA , VA, USDA, Fannie Mae Pinned byLouisville Kentucky Mortgage FHA, VA, KHC, USDA, Fannie Mae OntoLouisville Kentucky FHA , VA, USDA, Fannie Mae […]
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Louisville Kentucky First Time Home Buyer Booklet From HUD from Louisville Kentucky Mortgage Lender


Louisville Kentucky First Time Home Buyer Booklet From HUD from Louisville Kentucky Mortgage Lender

Get Your Credit Answers: Get a copy of your free credit report


Get Your Credit Answers: Get a copy of your free credit report. via Get Your Credit Answers: Get a copy of your free credit report. Get Your Credit Answers Step 1:   Get Your Free Credit Report in 2012 All consumers in the US are entitled to receive one free credit report each year from each […]
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