Category Archives: 100% Financing

Kentucky Homebuyers Down Payment Grants for 2019


List of  Kentucky Homebuyers Down Payment Grants for 2019         1. Covington Homebuyer Assistance Program for 2019   Up to $5000 Grant to buy a home in the Northern Kentucky Area of The Homebuyer Assistance Program for 2019 is funded through the HOME Program and administered by the Northern Kentucky HOME Consortium […]
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Kentucky First Time Home Buyer Questions to Ask Your Lender?


  Kentucky First Time Home Buyer Questions to Ask Your Lender? ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 640 for KY First Time Home Buyers looking to go no money down. The two […]
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Kentucky Home Buyers. Purchase a Home No Money Down.


         Kentucky Home Buyers Program Summary below use to purchase their first home.   Conventional Loan • At least 3%-5% down • Closing costs will vary on which rate you choose and the lender. Typically the higher the rate, the lesser closing costs due to the lender giving you a lender credit back […]
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2018 Kentucky Housing Foreclosure List of Homes for Sale.


To Our Kentucky Housing Real Estate Investors:   We are pleased to provide you with information about Kentucky Housing Corporation’s (KHC) master commissioner sales. These sales typically take place at the county courthouse where the property is located. The listings are arranged by county, according to the county in which the property is located.   […]
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What is the minimum credit score I need to qualify for a Kentucky FHA, VA, USDA and KHC Conventional mortgage loan in 2019?


What is the minimum credit score I need to qualify for a Kentucky mortgage currently in 2019? Question: What is the current minimum credit scores needed to qualify for a Kentucky mortgage Loan in 2019? Answer: The minimum credit score needed to qualify for a Kentucky mortgage depends on the type of loan program you are looking […]
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KENTUCKY HUD REO PROPERTIES ELIGIBLE FOR THE $100 DOWN PAYMENT INCENTIVE


Originally posted on Kentucky FHA Mortgage Loans Guidelines :
Effective immediately,  will now accept Kentucky HUD REO purchases where the property is eligible for the $100 down payment incentive when obtaining Kentucky  FHA 203(b) financing. Properties must be in as-in condition and UNOTU subject to any repair escrow requirements. These incentives are provided by HUD and…

Repair Escrows for Kentucky USDA, FHA, VA, Fannie Mae Home loans


  Most Kentucky mortgage lenders prefer that each property be 100% complete at the time of closing; however, there are situations that warrant exceptions for escrow holdbacks, such as weather-related circumstances, lack of materials available for finishing, foreclosure sales and short-sales where the seller cannot or will not allow property repairs to be completed prior […]
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Kentucky Housing Corporation (KHC) has $3 million available in MRB, Special Funding, for active or non-active duty veterans at a 2 percent interest rate, fixed for 30 years.


Special Funding, for active or non-active duty veterans at a 2 percent interest rate, fixed for 30 years. Operation KY Home – MRB Special Funding Program Kentucky Housing Corporation (KHC) has $3 million available in MRB, Special Funding, for active or non-active duty veterans at a 2 percent interest rate, fixed for 30 years. This […]
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2019 Welcome Home Program for Kentucky Home Buyers.


Originally posted on Louisville Kentucky Mortgage Loans:
? ? 2017 Welcome Home Program for Kentucky Home Buyers. ? Photo post by @kentuckyloan. Source: 2015 Welcome Home Program for Kentucky Home Buyers. ? ? Kentucky General Mortgage Guide for Underwriting Approval Kentucky Mortgage Underwriting Guidelines Understanding  Mortgage mortgage underwriting guidelines will help you understand your loan…

2019 Kentucky First Time Home Buyer Down Payment Assistance


2019 Kentucky First Time Homebuyer Down Payment Assistance for Kentucky First Time Home Buyers for $4500 to $6000 Kentucky Housing DAP Funds Here are action steps you can take right now to buy a home in Kentucky in 2019 1. Focus on your credit score FICO credit scores are among the most frequently used credit scores, and […]
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