Tag Archives: Louisville Kentucky

6 options for buying a home with little or no money down


    You’ve got great credit, a stable job, low debt, and money in the bank — but just not enough to make a down payment. Fortunately, there are many programs out there designed to give you that dream home with little to no money down. Source: 6 options for buying a home with little […]
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Kentucky Housing Corporation’s (KHC) master commissioner sales for Kentucky Housing Foreclosures


    BRECKINRIDGE 331 E 6TH STREET 12/19/2016 HARDINSBURG, KY 40143 BUTLER 250 HOLLEY TRAIL 12/2/2016 ROUNDHILL, KY 42275 CAMPBELL 339 E ALEXANDRIA PIKE 12/13/2016 COLD SPRING, KY 41076 EDMONSON 1111 SHADY LAND CHURCH RD 12/3/2016 BOWLING GREEN, KY 42101 FAYETTE 808 LOST TRAIL CIRCLE 12/5/2016 LEXINGTON, KY 40511 1304 SEQUOIA DRIVE 12/16/2016 LEXINGTON, KY […]
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Getting a Home Inspection In Louisville Kentucky- List of Home Inspectors Louisville, KY


Originally posted on Semonin Real Estate Blog:
The home buying process can seem like a lengthy one, but each step of the journey is important and should not be bypassed in effort of saving a little time or money. Sometimes it may seem as if a home inspection isn’t necessary, especially if a property appears…

Kentucky Rural Housing USDA – Upcoming Changes – October 2016 Submit your applications beginning Tuesday, September 13, 2016


The USDA has announced exciting changes that will be implemented in October 2016. USDA is a great product that offers 100% financing, zero down payment for certain rural areas. Effective in October 2016, there will be two big changes to the USDA product: The Up Front Funding Fee will be reduced to 1%. It currently […]
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Kentucky Housing Offering 2% fixed 30 year fixed rate home loans for Kentucky First Time Home Buyers with household incomes less than $35,000


  KHC is offering a very low fixed rate on a first-come, first-serve basis for Kentucky Home Buyers.  It can be used for FHA, VA, USDA  and still go no money down with this low rate. The $6000 and $4500 Down Payment Assistance Funds can be used in conjunction with this 30 year fixed rate […]
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Kentucky FHA Mortgage Loan Updates For You


Kentucky FHA Mortgage Loan Updates For You Full commissioned buyer with 1 year on the job pre-approved:  FHA will allow for a borrower to only be commissioned sales for 1 year! FHA’s new student loan guideline:  FHA’s new bulletin announces that lenders can no longer use an IBR (Income Based Repayment) for figuring student loan […]
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$10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2017


 Kentucky First Time Home Buyer Common Questions and Answers: ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 640 for KY First Time Home Buyers looking to go no money down. The two most […]
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Louisville Mortgage Underwriting Guidelines


Louisville Mortgage Underwriting Guidelines. via Louisville Mortgage Underwriting Guidelines.   Understanding Louisville Mortgage mortgage underwriting guidelines will help you understand your loan options when purchasing or refinacing a home. Now that you have found your dream house, you are going to need to apply for a Louisville Mortgage mortgage loan. Your realtor will either recommend a banking institution […]
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Mortgage Tips


Mortgage Tips. via Mortgage Tips.   Tips to ensure your mortgage closes smoothly: Credit Cards / New debt: Once you have applied for a mortgage, do not apply for new debt or credit cards, even if you do not plan to use them until after settlement. When you buy a home, you will undoubtedly buy […]
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Kentucky FHA Mortgage Pre-Approval Checklist


Kentucky FHA Mortgage Pre-Approval Checklist. via Kentucky FHA Mortgage Pre-Approval Checklist.   We basically look at the below items to get you pre-approved to buy a home. Credit: Most lenders want a 640, but there are some lenders now doing FHA loans down to a 620 score with no bankruptcies or foreclosures in the last 3 […]
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