Kentucky Home Buyers. Purchase a Home No Money Down.



I can answer your questions and usually get you pre-approved the same day. 

Call or Text me at 502-905-3708 with your mortgage questions.

Joel Lobb
Mortgage Loan Officer
Individual NMLS ID #57916
American Mortgage Solutions, Inc.
10602 Timberwood Circle 
Louisville, KY 40223
Company NMLS ID #1364

Text/call:      502-905-3708

 

fax:            502-327-9119

Check out the Fannie Mae HomePath listings in Jefferson County Louisville, Kentucky for 2016


 

images (6)

 

Address Location Type Status Price Beds Baths
Previous Next
223 Middletown Sq
Louisville, KY
Single Family Just Listed $78,000 1 1 First Look Program
1663 Al Mara Cir
Louisville, KY
Single Family Just Listed $195,000 4 3 First Look Program
609 Logsdon Ct
Louisville, KY
Condo Just Listed $75,000 1 1 First Look Program
8206 Roland Ave
Louisville, KY
Single Family Just Listed $194,000 3 2.5 First Look Program
9831 Brooks Bend Rd
Louisville, KY
Single Family Price Reduced $149,000 3 2
5851 New Cut Rd
Louisville, KY
Single Family Price Reduced $109,900 4 2
603 Glen Ct
Louisville, KY
Single Family Price Reduced $349,000 4 3
3802 Vermont Ave
Louisville, KY
Single Family Active $19,900 2 1
8014 Woodbury Dr
Louisville, KY
Single Family Active $62,000 3 1
4905 Applegrove Ln
Louisville, KY
Single Family Active $88,500 3 1
4515 Hazelwood Ave
Louisville, KY
Single Family Active $36,000 3 1
516 Academy Ridge Pl
Louisville, KY
Single Family Active $395,000 5 4
3013 Linwood Ave
Louisville, KY
Single Family Active $16,500 2 1 First Look Program
4208 Wisteria Landing Cir Unit 203
Louisville, KY
Condo Active $59,500 1 1
8301 Atlanta Pkwy
Louisville, KY
Single Family Active $99,900 3 2
10610 Sycamore Ct
Louisville, KY
Condo Active $96,000 2 2
110 S Arbor Park
Louisville, KY
Single Family Active $59,000 2 1
6936 Norlynn Dr
Louisville, KY
Single Family Active $185,000 5 2 First Look Program
1219 Lipps Ln
Louisville, KY
Single Family Coming Soon 3 1
303 Harpers Ferry Rd
Louisville, KY
Single Family Coming Soon 3 1.5
7711 Bluebonnet Rd
Louisville, KY
Single Family Coming Soon 3 1
6714 Brook Bend Way
Louisville, KY
Single Family Under Contract $175,000 3 3
3707 Chatham Rd
Louisville, KY
Single Family Under Contract $135,000 3 2
3209 Welman Dr
Louisville, KY
Single Family Under Contract $89,900 3 3
5312 Georgia Ln
Louisville, KY
Single Family Under Contract $79,000 2 2
2015 Patricia Dr
Louisville, KY
Single Family Under Contract $127,000 3 1
13200 Bessels Blvd
Louisville, KY
Single Family Under Contract $144,000 3 3
5210 Plume Dr
Louisville, KY
Single Family Under Contract $132,900 3 2
2209 Osage Ave
Louisville, KY
Single Family Under Contract $27,500 3 2
131 N 38th St
Louisville, KY
Single Family Under Contract $19,000 3 2
4128 Hillview Ave
Louisville, KY
Single Family Under Contract $24,900 2 1
5203 Gathwright Dr
Louisville, KY
Single Family Under Contract $66,900 3 1.5
509 Christopher Pl
Louisville, KY
Single Family Under Contract $58,000 2 1
4303 Bayberry Dr
Louisville, KY
Single Family Under Contract $105,000 3 1
11909 Tazwell Dr Apt 2
Louisville, KY
Condo Under Contract $72,500 2 2
919 Loretto Ave
Louisville, KY
Single Family Under Contract $21,000 3 1
7502 Faxon Ct
Louisville, KY
Single Family Under Contract $66,000 3 2

I specialize in Kentucky FHA, VA ,USDA, KHC, Conventional and Jumbo mortgage loans. I am based out of Louisville Kentucky. For the first time buyer with little money down, we offer Kentucky Housing or KHC loans with down payment assistance.
I specialize in Kentucky FHA, VA ,USDA, KHC, Conventional and Jumbo mortgage loans. I am based out of Louisville Kentucky. For the first time buyer with little money down, we offer Kentucky Housing or KHC loans with down payment assistance.
 
Joel Lobb
Senior  Loan Officer
(NMLS#57916)
 
 Fax:     (502) 327-9119
 
 

 

Obtaining new financing after a Short Sale or Foreclosure for a Kentucky USDA, FHA, VA, and Fannie Mae Loan


credit scores will fare after a short sale or foreclosure
Obtaining new financing after a Short Sale or Foreclosure for a Kentucky USDA, FHA, VA, and Fannie Mae Loan

 

Kentucky Mortgage Short Sale:
Conventional Loans Require:
Minimum 2 years with restrictions up to 7 years
2 to 4 years – 80% maximum LTV
4 to 7 years – 90% maximum LTV
7 years and after allow for maximum standard financing
Kentucky FHA and Kentucky VA Loans Require:
3 years, with exceptions possible for less time if borrower’s credit and mortgage payments were in good standing prior and up to date of Short Sale
  Kentucky Mortgage Foreclosure:
Conventional Loans Require:
7 years, with exceptions considered between 3 to 7 years if significant extenuating circumstances exist
Kentucky FHA and Kentucky VA Loans Require:
FHA: 3 years, with exceptions possible for less time if significant extenuating circumstances exist
VA: 3 years, with exceptions possible for less time if significant extenuating circumstances exist
Please contact me for a free mortgage pre-approval or with questions!

 

Joel Lobb
Senior  Loan Officer
(NMLS#57916)
 
American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223

text  or call phone: (502) 905-3708
 Fax:     (502) 327-9119
 Company ID #1364 | MB73344

 

Fill out my form!

 

 

 

 

FHA changes may aid those who lost homes


FHA changes may aid those who lost homes.

Kentucky FHA changes may aid those who lost homes

The Federal Housing Authority has shortened the mandatory waiting periods for an Kentucky  FHA-insured mortgage loan for those who have undergone foreclosure, deed-in-lieu, taken a short sale or declared bankruptcy during the economic recession.

 

Through its new program, Back to Work—Extenuating Circumstances, the waiting period for most borrowers is now just 12 months instead of the typical three, seven or 10 years. Both first-time and repeat home-buyers can apply. “Most people do not know this program has been released, and are only renting because

If you feel like you qualify for this and live in Kentucky, please call or email me with your questions and I would be glad to see if you qualify for the new Kentucky FHA Program for free.

 

Joel Lobb (NMLS#57916)
Senior  Loan Officer
 
American Mortgage Solutions, Inc.
 800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223
((502) 905-3708 |

FHA changes may aid those who lost homes

FHA expands mortgage backing to the once bankrupt | 2013-08-16 | HousingWire


FHA expands mortgage backing to the once bankrupt | 2013-08-16 | HousingWire.