Category Archives: FHA Home Loans in Kentucky

Kentucky FHA Loan Requirements for 2019


Originally posted on Kentucky FHA Mortgage Loans Guidelines :
Kentucky FHA Loan Requirements The requirements for Kentucky FHA loans are set by HUD. Borrowers must have a steady employment history of the last two years within the same industry or line of work. Recent college graduates can use their transcripts to supplant the 2 year work…

Kentucky Mortgage Underwriting Guidelines for a Loan Approval


kentucky housing underwriting

2019 Kentucky First Time Home Buyer Loan Programs


Kentucky First Time Home Buyer Loan

FHA’s New Student Loan Rule Could Impact Kentucky Mortgage Borrowers


Originally posted on Kentucky FHA Mortgage Loans Guidelines :
Last month, the FHA changed its rules for how it deals with student loan deferments and mortgage applications. Source: FHA’s New Student Loan Rule Could Impact Mortgage Borrowers Just last month, the Federal Housing Authority instituted new rules for how FHA mortgage lenders should calculate student loan debt.…

First Time Home Buyer Grants Kentucky

Down payment Assistance Grants for Kentucky First Time Home buyers 2019


First Time Home Buyer Assistance Kentucky Grants 2019 $6000 DAP

How are collections treated on a Mortgage loan in Kentucky for a FHA and Conventional Loan Approval?


Collection Account Tips for Fannie Mae and FHA Loan in Kentucky. Do they have to be paid to get approved for a Kentucky Mortgage Loan? Collection accounts  on the credit report can sometimes hurt your chances of getting approved for a Kentucky Mortgage loan in Two ways: First, if collections are recent, they may drag […]
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Kentucky Homebuyers Down Payment Grants for 2019


List of  Kentucky Homebuyers Down Payment Grants for 2019         1. Covington Homebuyer Assistance Program for 2019   Up to $5000 Grant to buy a home in the Northern Kentucky Area of The Homebuyer Assistance Program for 2019 is funded through the HOME Program and administered by the Northern Kentucky HOME Consortium […]
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HOW DO I GET MY CREDIT SCORE THAT MATTERS


Source: HOW DO I GET MY CREDIT SCORE THAT MATTERS   What factors influence how long it takes to repair your credit? When a new client comes into our office to first go over their credit repair plan, they always ask the question, “How long will it take to bring my score back up?” Of […]
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Kentucky First Time Home Buyer Questions to Ask Your Lender?


  Kentucky First Time Home Buyer Questions to Ask Your Lender? ∘ What kind of credit score do I need to qualify for different first time home buyer loans in Kentucky? Answer. Most lenders will wants a middle credit score of 640 for KY First Time Home Buyers looking to go no money down. The two […]
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Kentucky Home Buyers. Purchase a Home No Money Down.


         Kentucky Home Buyers Program Summary below use to purchase their first home.   Conventional Loan • At least 3%-5% down • Closing costs will vary on which rate you choose and the lender. Typically the higher the rate, the lesser closing costs due to the lender giving you a lender credit back […]
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