Tag Archives: United States Department of Agriculture

100% Financing for Rural Home Loans in Kentucky


100% Financing for Rural Home Loans in Kentucky. via 100% Financing for Rural Home Loans in Kentucky.

Income Requirements for A Kentucky Rural Housing Loan Approval.


Income Requirements for A Kentucky Rural Housing Loan Approval.. via Income Requirements for A Kentucky Rural Housing Loan Approval..

Kentucky Rural Housing USDA Loan Changes for October 1, 2014 to Annual Guarantee Fee MI


Kentucky Rural Housing USDA Loan Changes for October 1, 2014 to Annual Guarantee Fee MI. via Kentucky Rural Housing USDA Loan Changes for October 1, 2014 to Annual Guarantee Fee MI.

FHA Mortgage Requirements for Louisville Ky First Time Home Buyers


 FHA Mortgage Requirements for Louisville Ky First Time Home Buyers              Minimum 640 credit score required             Financing to 96.50% of lesser of sales price or appraised value. 3.5% minimum down payment on a Purchase.              Maximum 6% seller-paid items. Maximum debt  ratios of 40/55 with AUS approval. All borrowers must be scored by TOTAL […]
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Debt to Income Ratios for A Kentucky Mortgage Loan


Debt to Income Ratios for A Kentucky Mortgage Loan There are two debt-to-income (DTI) ratios on every loan: housing or front-end ratio and total or back-end ratio. The housing ratio tells us what percentage of the borrower’s monthly gross income is allocated toward the monthly principal, interest, tax, and insurance (PITI) payment. The total ratio […]
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Kentucky First Time Home Buyer loans for FHA, VA, KHC, Kentucky Housing, Rural Housing USDA Loan, 100% Financing


First Time Home Buyer loans for FHA, VA, KHC, Kentucky Housing, Rural Housing USDA Loan, 100% Financing

First Time Home Buyer in Kentucky Zero Down


Kentucky First Time Home Buyer Programs for 2017   Kentucky First Time Home Buyer Programs for 2017   There are basically 5 popular 2017  Kentucky Home Buyer programs that Kentucky Home buyers use to purchase their first home.   Conventional Loan • At least 3%-5% down • Closing costs will vary on which rate you […]
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KHC Loan Programs


KHC Loan Programs. via KHC Loan Programs. bankruptcy, Fannie Mae, Federal Housing Administration, fha mortgage,Foreclosure, kentucky fha loan, kentucky fha mortgage, Loan, Louisville FHA Loan, louisville fha mortgage, Louisville Kentucky, Mortgage loan, Short Sales Related Articles Louisville Kentucky Mortgage Rates (louisvillekentuckymortgagerates.com) The difference between a front-end and a back-end debt-to-income ratio for a Kentucky Mortgage Loan FHA, VA, KHC, USDA, Fannie Mae (louisvillekentuckymortgagerates.com) How to Close […]
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Shut-down Slams Door on USDA Mortgages


As Always, No Admin Fee On VA Loans!
ü FHA/VA Purchase Transactions and FHA Full Credit Qualifying No Cash Out Refinances
• FHA only: Credit qualifying no cash out finances are included.
• VA purchase transactions only.
• FRM, single family primary residence only.
• Loan must receive an AUS approve/accept.
• DTI maximum is 49. 99%, regardless of AUS approve/accept

Bank Statement Basics for A Kentucky Mortgage Loan Approval for USDA, KHC, FHA, VA, Fannie Mae and Rural Housing Mortgage Loans


Bank Statement Basics for A Kentucky Mortgage Loan Approval for USDA, KHC, FHA, VA, Fannie Mae and Rural Housing Mortgage Loans Bank statements provide a wealth of information regarding the borrower’s spending habits, monthly obligations, and income. We utilize the bank statements to verify the amount of liquid or non-liquid funds that are available for […]
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