Kentucky Rural Housing Homes for Sale 2018 Foreclosures USDA


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Your properties subscription for USDA Single Family Housing is as of 10/30/2018
State Days Old Counties
KY 365 ADAIR, ALLEN, ANDERSON, BALLARD, BARREN, BATH, BELL, BOONE, BOURBON, BOYD, BOYLE, BRACKEN, BREATHITT, BRECKINRIDGE, BULLITT, BUTLER, CALDWELL, CALLOWAY, CAMPBELL, CARLISLE, CARROLL, CARTER, CASEY, CHRISTIAN, CLARK, CLAY, CLINTON, CRITTENDEN, CUMBERLAND, DAVIESS, EDMONSON, ELLIOTT, ESTILL, FAYETTE, FLEMING, FLOYD, FRANKLIN, FULTON, GALLATIN, GARRARD, GRANT, GRAVES, GRAYSON, GREEN, GREENUP, HANCOCK, HARDIN, HARLAN, HARRISON, HART, HENDERSON, HENRY, HICKMAN, HOPKINS, JACKSON, JEFFERSON, JESSAMINE, JOHNSON, KENTON, KNOTT, KNOX, LARUE, LAUREL, LAWRENCE, LEE, LESLIE, LETCHER, LEWIS, LINCOLN, LIVINGSTON, LOGAN, LYON, MADISON, MAGOFFIN, MARION, MARSHALL, MARTIN, MASON, MCCRACKEN, MCCREARY, MCLEAN, MEADE, MENIFEE, MERCER, METCALFE, MONROE, MONTGOMERY, MORGAN, MUHLENBERG, NELSON, NICHOLAS, OHIO, OLDHAM, OWEN, OWSLEY, PENDLETON, PERRY, PIKE, POWELL, PULASKI, ROBERTSON, ROCKCASTLE, ROWAN, RUSSELL, SCOTT, SHELBY, SIMPSON, SPENCER, TAYLOR, TODD, TRIGG, TRIMBLE, UNION, WARREN, WASHINGTON, WAYNE, WEBSTER, WHITLEY, WOLFE, WOODFORD, WOODFORD
Address Bed/Bath Price
106 Circle Dr. 4/2 $71,020.00 – GovtBid
Russellville, KY 42276 Foreclosure Sale
458 Bowling Flts 3/1 $26,800.00 – GovtBid
Olive Hill, KY 41164 Foreclosure Sale
5502 3/1 $61,075.00 – GovtBid
Owensboro, KY 42301 Foreclosure Sale
507 N. College Street 3/1 $14,070.00 – GovtBid
Fulton, KY , KY 42041 Foreclosure Sale
21 Lesley Lane 3/2 $77,135.00 – GovtBid
Eddyville, KY 42038 Foreclosure Sale
507 Harrison Hollow Rd 2/1 $40,200.00 – GovtBid
Vanceburg, KY 41179 Foreclosure Sale
10075 KY Highway 1247 2/1 $20,435.00 – GovtBid
Waynesburg, KY 40489 Foreclosure Sale
806 Marie Street 3/1 $46,720.00 – GovtBid
Grayson, KY 41143 Foreclosure Sale
19 Bon Jan Lane 3/1 $36,850.00 – GovtBid
Highland Heights, KY 41076 Foreclosure Sale
6 Clear Pine Dr. 2/1 $30,485.00 – GovtBid
Pine Knot, KY 42635 Foreclosure Sale
370 Sycamore St. 3/1 $26,130.00 – GovtBid
Brodhead, KY 40409 Foreclosure Sale
3793 Sunbeam Rd. 3/2 $30,150.00 – GovtBid
Leitchfield, KY 42754 Foreclosure Sale
5983 US Highway 68 W. 3/1.5 $37,520.00 – GovtBid
Benton, KY 42025 Foreclosure Sale
1502 3/2 $30,150.00 – GovtBid
Greasy Creek, KY 41562 Foreclosure Sale
42 Herald Lane 3/1 $14,740.00 – GovtBid
Prestonsburg, KY 41653 Foreclosure Sale
1085 Ashley Way 3/2 $84,555.00 – GovtBid
Lawrenceburg, KY 40342 Foreclosure Sale
204 Wayne Court 2/2 $90,705.00 – GovtBid
Winchester, KY 40391 Foreclosure Sale
5875 Morgantown Rd. 4/3 $65,450.00 – GovtBid
Russellville, KY 42276 Foreclosure Sale
702 Catlett Street 2/1 $5,360.00 – GovtBid
Hickman, KY 42050 Foreclosure Sale
1342 Left Rork of Joes Cr 3/1 $23,450.00 – GovtBid
Pikeville, KY 41501 Foreclosure Sale
117 Creekside Dr 3/2 $130,145.00 – GovtBid
Danville, KY 40422 Foreclosure Sale
1514 W Broadway 2/1 $24,790.00 – GovtBid
Mayfield, KY 42066 Foreclosure Sale
1618 Cedar Springs Court 3/2 $78,685.00 – GovtBid
LaGrange, KY 40031 Foreclosure Sale

 

 

 

 

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Your properties subscription for USDA Single Family Housing is kentuckyloan@gmail.com as of 01/24/2018
State Days Old Counties
KY 365 ADAIR, ALLEN, ANDERSON, BALLARD, BARREN, BATH, BELL, BOONE, BOURBON, BOYD, BOYLE, BRACKEN, BREATHITT, BRECKINRIDGE, BULLITT, BUTLER, CALDWELL, CALLOWAY, CAMPBELL, CARLISLE, CARROLL, CARTER, CASEY, CHRISTIAN, CLARK, CLAY, CLINTON, CRITTENDEN, CUMBERLAND, DAVIESS, EDMONSON, ELLIOTT, ESTILL, FAYETTE, FLEMING, FLOYD, FRANKLIN, FULTON, GALLATIN, GARRARD, GRANT, GRAVES, GRAYSON, GREEN, GREENUP, HANCOCK, HARDIN, HARLAN, HARRISON, HART, HENDERSON, HENRY, HICKMAN, HOPKINS, JACKSON, JEFFERSON, JESSAMINE, JOHNSON, KENTON, KNOTT, KNOX, LARUE, LAUREL, LAWRENCE, LEE, LESLIE, LETCHER, LEWIS, LINCOLN, LIVINGSTON, LOGAN, LYON, MADISON, MAGOFFIN, MARION, MARSHALL, MARTIN, MASON, MCCRACKEN, MCCREARY, MCLEAN, MEADE, MENIFEE, MERCER, METCALFE, MONROE, MONTGOMERY, MORGAN, MUHLENBERG, NELSON, NICHOLAS, OHIO, OLDHAM, OWEN, OWSLEY, PENDLETON, PERRY, PIKE, POWELL, PULASKI, ROBERTSON, ROCKCASTLE, ROWAN, RUSSELL, SCOTT, SHELBY, SIMPSON, SPENCER, TAYLOR, TODD, TRIGG, TRIMBLE, UNION, WARREN, WASHINGTON, WAYNE, WEBSTER, WHITLEY, WOLFE, WOODFORD, WOODFORD
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Address Bed/Bath Price
535 Hillview st 3/1 $35,510.00 – GovtBid
Grayson, KY 411431462 Foreclosure Sale
213 State Route 716 3/2 $50,710.00 – GovtBid
Ashland, KY 41102 Foreclosure Sale
2185 State Highway 1661 3/2 $53,600.00 – GovtBid
grayson, KY 411436823 Foreclosure Sale
240 hugh St 3/2 $24,790.00 – GovtBid
Grayson, KY 411431911 Foreclosure Sale
832 Daniels Drive 3/1 $28,140.00 – GovtBid
Worthington, KY 41183 Foreclosure Sale
175 Blue Jay Circle 4/2 $53,600.00 – GovtBid
Falmouth, KY 41040 Foreclosure Sale
1345 Alton Station Rd 3/1.5 $64,990.00 – GovtBid
Lawrenceburg, KY 40342 Foreclosure Sale
309 Windham Hill Court 3/2 $40,200.00 – GovtBid
Paris, KY 40361 Foreclosure Sale
235 Fuller Br 3/1 $55,720.00 – GovtBid
Vanceburg, KY 41179 Foreclosure Sale
302 E. St 3/1 $37,455.00 – GovtBid
Mt. Sterling, KY 40353 Foreclosure Sale
101 Maple Street 2/1 $73,885.00 – GovtBid
Lawrenceburg, KY 40342 Foreclosure Sale
72 Cedar Brook Court 3/1 $35,510.00 – GovtBid
Cynthiana, KY 41301 Foreclosure Sale
503 Sheffield 3/2 $103,080.00 – GovtBid
Woodford, KY 40383 Foreclosure Sale
177 Ramey Rd. 3/1 $44,960.00 – GovtBid
Sharpsburg, KY 40374 Foreclosure Sale
114 Judy Lynn Ct. 3/2 $82,930.00 – GovtBid
Shepherdsville, KY 40165 Foreclosure Sale
300 Skyview Drive 3/1 $79,930.00 – GovtBid
Paris, KY 40361 Foreclosure Sale

 

 

 

 

 

 

 

 

 

 

Address Bed/Bath Price
206 Maysville Road 1/1 $26,800.00 – GovtBid
Scottsville, KY 42164 Foreclosure Sale
23 Hale St. 3/1 $26,800.00 – GovtBid
Stanton, KY 40380 Foreclosure Sale
500 White Oak Rd 3/2 $17,000.00 – GovtBid
Irvine, KY 40336 Foreclosure Sale
148 Falls Lane 3/1 $33,500.00 – GovtBid
Clearfield, KY 40313 Foreclosure Sale
1023 Byrtle Grove Rd 3/1 $63,085.00 – GovtBid
Leitchfield, KY 42754 Foreclosure Sale
3465 Old Gallatin Rd 3/2 $42,950.00 – GovtBid
Scottsville, KY 42164 Foreclosure Sale
1203 S 6th St 4/2 $12,500.00 – GovtBid
Mayfield, KY 42066 Foreclosure Sale
604 Wells Avenue 3/2 $16,750.00 – GovtBid
Fulton, KY 42041 Foreclosure Sale
15077 N. State Highway 7 3/1 $24,120.00 – GovtBid
Grayson, KY 41143 Foreclosure Sale
1905 Stacy Lane Rd 3/1 $16,750.00 – GovtBid
Irvine, KY 40336 Foreclosure Sale
24 Golden Gates Drive 4/2 $47,570.00 – GovtBid
Wingo, KY 42088 Foreclosure Sale
406 Indian Hills Circle 3/1 $34,170.00 – GovtBid
Vanceburg, KY 41179 Foreclosure Sale
91 Roxanne St 3/1 $18,760.00 – GovtBid
Clearfield, KY 403139771 Foreclosure Sale
117 Beechmont Drive 3/1 $31,490.00 – GovtBid
Nicholasville, KY 40356 Foreclosure Sale
177 Crawford Rd 3/1 $30,820.00 – GovtBid
Clearfield, KY 403139648 Foreclosure Sale
2201 Brent Drive 3/1 $8,500.00 – GovtBid
Madisonville , KY 42431 Foreclosure Sale
1225 Tim Tam Way 3/2 $64,695.00 – GovtBid
Lawrenceburg, KY 40342 Foreclosure Sale
171 State Route 1461 3/2 $24,790.00 – GovtBid
Fulton, KY 42041 Foreclosure Sale
204 N. Madison St. 2/1 $26,800.00 – GovtBid
Owenton, KY 40359 Foreclosure Sale
125 Gloria Dr. 3/1 $36,850.00 – GovtBid
Shelbyville, KY 400658910 Foreclosure Sale
2 Pebble Court 3/1 $30,820.00 – GovtBid
Frankfort, KY 40601 Foreclosure Sale
381 Dunroven Dr. 4/1.5 $40,200.00 – GovtBid
Versailles, KY 40383 Foreclosure Sale
377 Damron Br. 3/1 $26,130.00 – GovtBid
Grayson, KY 41143 Foreclosure Sale

 

 

 Mortgage Pre-Approval Checklist

 

  1. One full month’s or 30 days worth of pay stubs
  2. Last 2 years W-2′s
  3. Last 3 years tax returns
    4.  Last two months bank statements for all accounts including 401 k or retirement account if you have one.  
     _______________________________________________

 


I don’t need originals, copies are fine. You can fax or email me the above documents or meet me face-to-face if you wish.

Let me know your questions.

Thanks and look forward to helping you.

 

 

 

 

Joel Lobb
Senior  Loan Officer

(NMLS#57916)

 

American Mortgage Solutions, Inc.

10602 Timberwood Circle, Suite 3

Louisville, KY 40223


phone: (502) 905-3708

 Fax:     (502) 327-9119

kentuckyloan@gmail.com

 

 

http://www.mylouisvillekentuckymortgage.com

Dear Valued Customers –

With the upcoming Kentucky Rural Housing USDA program changes effective October 1, 2016, we  will be offering USDA training sessions next week to help prepare you for the enhancements to the USDA Program.

Beginning with Conditional Commitments issued by USDA on and after October 1, 2016, the up front guarantee fee will be reduced to 1.0% (currently 2.75%) and the annual fee will be reduced to 0.35% (currently 0.50%).  These changes make the USDA program a very attractive financing option for borrowers that need 100% financing and meet the USDA qualifications.

In addition to the USDA changes, Fairway is pleased to roll out the USDA Streamline Assist Program available immediately – which replaces the former USDA Refinance Pilot Program.  The USDA Streamline Assist program is offered nationally.

 

Now offering Kentucky Rural Development USDA loans

We are excited to offer you USDA loans as our new product offering. Guidelines have been posted on our website, and our EASY portal now allows USDA submissions.

Product Highlights:

  • 640+ FICO
  • 101% LTV including the Guarantee Fee
  • Max DTI and minimum reserves determined by GUS Underwriting Results
  • Owner Occupied, 1 unit properties only
  • Up to 6% Seller Concessions allowed
  • baner2_buyyourdreamhome

FHA Changes for Mortgage Loans in Kentucky


Minimum Credit Scores for a Kentucky FHA loan.

All Kentucky FHA loans  will soon require a 500  credit score for all Kentucky Home buyers or homeowners looking to refinance who have a debt to income ratio over 55% percent.

Kentucky FHA Loans with FICO scores under 620 will remain FHA-eligible, but you must show compensating factors or reasons to approve the loan. Compensating factors would be large down payments in excess of 10%, or a lot of money in savings or reserves after the loan is made.

Credit Score FHA Requirements for FHA Loans.

Kentucky FHA loans and Foreclosure Rules

Currently,  a Kentucky homebuyer or home owners can get a  FHA-insured financed three years after a foreclosure or short-sale.  FHA will now require  that only borrowers who (1) have re-established credit, and (2) can provide a fully-documented loan application will qualify for a Kentucky FHA loan

Furthermore, the group will examine the cause of the foreclosure to determine whether it was a one-time event, such as loss of employment, which may be a predictor of future loan performance.

FHA loans Louisville Ky Kentucky

FHA Premiums and Kentucky FHA Loans

 

There is a very good chance that the mortgage insurance premiums for upfront mortgage insurance and monthly mortgage insurance will be going up from the current 1.75% upfront funding fee and .85 and .80 % monthly mi factor for 30 year fixed rate FHA loans

 

If you have any more questions or would like to apply for your Kentucky FHA loan, please contact me below: