Kentucky First Time Home Buyer Programs

Bankruptcy and Getting A Kentucky Mortgage Loan Again for FHA, VA, USDA, and Fannie Mae


Originally posted on Louisville Kentucky Mortgage Loans:
via Bankruptcy Bankruptcy is a status of a person when he cannot repay his debts. Bankruptcy is initiated by the debtor but is imposed by a court order. It is not only the legal status of an insolvent person that is the reason it is not only similar…

WHAT IS A Kentucky VA Mortgage LOAN?


Originally posted on Kentucky VA Mortgage Lender:
? What IS A Kentucky VA Mortgage LOAN? The U.S. Government created the VA loan the help those brave men and women who serve our country purchase a home. VA Loans are guaranteed by the U.S Department of Veteran Affairs. This program has many distinct advantages over traditional…

Single Family USDA Rural Housing Direct Loan and Grant Programs In Kentucky 2019 Shutdown Government


Originally posted on Kentucky USDA Mortgage Lender for Rural Housing Mortgage Loans:
Source: Single Family Housing Direct Loan and Grant Programs ? February 1, 2019 Single Family Housing Direct Loan and Grant Programs We now have an enacted Fiscal Year (FY) 2019 continuing resolution that provides short-term funding for the U.S. Department of Agriculture (USDA),…

Shutdown Stalling Rural Mortgages


Originally posted on Kentucky USDA Mortgage Lender for Rural Housing Mortgage Loans:
? The post Shutdown Stalling Rural Mortgages appeared first on Zillow Research. The USDA backs about 120,000 mortgages a year, or about 3.5 percent of purchase mortgage originations nationally. Almost half of USDA mortgages were in southern states from 2012 to 2017.[1] Borrowers who rely on…

Tips for first-time homebuyers in Kentucky


Originally posted on Louisville Kentucky Mortgage Loans:
via Tips for first-time homebuyers in Kentucky

Your Complete Guide to the Kentucky VA Loan for 2019


Originally posted on Kentucky VA Mortgage Lender:
The Kentucky VA Loan isn’t just for active duty military. Check out this complete guide to see if you might be eligible to use the Kentucky VA Loan. Source: Your Complete Guide to the VA Loan Related articles Kentucky VA Home Loans, Zero Down (kentuckyvaloan.wordpress.com) VA Home Loan Centers…

What are the Kentucky FHA Credit Score Requirements for 2019 Mortgage Loan Approvals?


Originally posted on Louisville Kentucky Mortgage Loans:
via What are the Kentucky FHA Credit Score Requirements for 2019 Mortgage Loan Approvals? ? what does your credit need to be to buy a house in ky? ? The lenders I currently deal with have the following fico cutoffs for credit scores: FHA–500 minimum score VA—-no minimum score…

American homeownership tenure is climbing


Originally posted on Louisville Kentucky Mortgage Loans:
Americans are remaining in their homes longer than ever before, and recent data indicates that homeownership tenure has risen 10% just from 2017. But why are homeowners staying put and what does that mean for the housing market’s future? Source: American homeownership tenure is climbing

Ask the Underwriter: How will the government shutdown affect borrowers seeking a mortgage?


  Here’s how each type of mortgage is being affected by the government shutdown. Source: Ask the Underwriter: How will the government shutdown affect borrowers seeking a mortgage?   USDA loans: On hold indefinitely Imagine being a borrower whose loan was approved by the USDA for the purchase of a new home: You received the […]
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Who is eligible for a Rural Housing Loan in Kentucky?


Originally posted on Kentucky USDA Mortgage Lender for Rural Housing Mortgage Loans:
Kentucky USDA loans are loans offered by the United States Department of Agriculture to those looking to buy homes in rural areas of Kentucky. There are a few requirements and restrictions associated with this type of loan however, if you are a first time home buyer in…