Kentucky First Time Home Buyer Programs

Louisville KY Mortgage Rates


Originally posted on Kentucky First Time Home Buyer Loan Programs for FHA, VA, KHC, USDA, Mortgage Loans in Kentucky for 2019:
Louisville KY Mortgage Rates. ? Louisville KY Mortgage Rates Louisville Kentuckly  Mortgage rates have fluctuated as a result of declining Louisville KY housing prices and decreasing available credit. People are having a hard time finding…

Kentucky Homebuyers Down Payment Grants for 2019


List of  Kentucky Homebuyers Down Payment Grants for 2019         1. Covington Homebuyer Assistance Program for 2019   Up to $5000 Grant to buy a home in the Northern Kentucky Area of The Homebuyer Assistance Program for 2019 is funded through the HOME Program and administered by the Northern Kentucky HOME Consortium […]
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Business Paid Debt for Self-Employed Borrowers in Kentucky For Mortgage Loans.


Originally posted on Louisville Kentucky Mortgage Loans:
Business Paid Debt for Self-Employed Borrowers – Can I exclude it? Guidelines below for Kentucky Fannie Mae, Freddie Mac, FHA Loans,  VA loans and USDA Rural Housing Loans in Kentucky  ? ? ? Joel Lobb Mortgage Loan Officer Individual NMLS ID #57916   American Mortgage Solutions, Inc. 10602…

Self-Employed Guidelines for Getting a Mortgage Approved In Kentucky


  Self Employed Income Guidelines for a Getting a Kentucky Government FHA, VA, USDA Mortgage Loan in Kentucky A borrower is considered self employed if they have 25% or more ownership in a business. Contract or 1099 employees are self employed borrowers. There are 4 types of self employed business structures: Sole Proprietorships Corporations Limited […]
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Maintain Good Credit Scores


Originally posted on Kerry Vasquez on Oregon Home Loans:
We have all found that our credit score is important in all the areas of our life!  It is especially when applying for a home loan. The credit score is a statistical evaluation likelihood of your possibility of repaying the debt you are requesting. Credit Scores…

HUD announces new rules for down payment assistance on FHA mortgages


    The Department of Housing and Urban Development announced this week that it is issuing new rules for down payment assistance on mortgages insured by the Federal Housing Administration. Click the headline for a full breakdown of which rules are changing and why. Source: HUD announces new rules for down payment assistance on FHA […]
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FHA Mortgage guidelines for a Kentucky property that has well water and septic.


Originally posted on Kentucky FHA Mortgage Loans Guidelines :
? ? Below are Kentucky  FHA guidelines for a property that has well water and septic tanks for waste disposal .  The Kentucky FHA appraiser should be able to address the distance between the well and septic for distance requirements, and comment if public sewers are available.…

Can you get A Kentucky USDA Loan after  bankruptcy, foreclosure, or short sale?


Originally posted on Kentucky USDA Mortgage Lender for Rural Housing Mortgage Loans:
Getting Approved for a Kentucky USDA Loan after bankruptcy, foreclosure, or short sale. The Kentucky USDA Rural Loan program requires a minimum of three years from the date of a bankruptcy, foreclosure, or short sale to the borrower being eligible for a USDA…

First Time Homebuyer Choices


Originally posted on Stuff About Mortgages:
I deal with first time homebuyers on a daily basis and I love it.  Most first time buyers need guidance, advice, and someone they can trust.  One of the main questions I get asked is what choices do I have?  Or, I want a first time buyer program.  It’s…

Troubled about your credit scores?


Originally posted on Stuff About Mortgages:
          If you’re troubled about your credit scores, there are ways to get back on track and increase your scores in a short time.  Of course, this is going to take some work and effort on your part, but it will definitely be worth it. …