Category Archives: 2018

Kentucky Manufactured Home Loans for Doublewide Mobile Homes for FHA, VA, USDA, KHC and Fannie Mae

  Kentucky Manufactured Home Loans for Doublewide Mobile Homes Now Available  Mortgage is excited to announce a wide variety of Kentucky Manufactured Housing finance options for your borrowers ranging across for Kentucky  FHA, VA, USDA, Fannie Mae and Freddie Mac loans.  Government (USDA / VA / FHA KHC) Conventional (Fannie / Freddie) KHC Minimum FICO […]
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2018 Kentucky Housing Foreclosure List of Homes for Sale.

To Our Kentucky Housing Real Estate Investors:   We are pleased to provide you with information about Kentucky Housing Corporation’s (KHC) master commissioner sales. These sales typically take place at the county courthouse where the property is located. The listings are arranged by county, according to the county in which the property is located.   […]
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Originally posted on Kentucky FHA Mortgage Loans Guidelines :
Effective immediately,  will now accept Kentucky HUD REO purchases where the property is eligible for the $100 down payment incentive when obtaining Kentucky  FHA 203(b) financing. Properties must be in as-in condition and UNOTU subject to any repair escrow requirements. These incentives are provided by HUD and…

Guidelines Changes on Student Loans for Conventional Fannie Mae, USDA, FHA, and VA Mortgage loans in Kentucky for 2018

For Kentucky Home Buyers using Fannie Mae or Conventional Loans that have student loans reporting a payment on the credit report, we can now use the payment reporting on the credit report even if it is income-based repayment plan. FHA and USDA still will use 1% if the student loans are IBR, but Fannie Mae […]
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2018 Welcome Home Program for Kentucky Home Buyers.

Originally posted on Louisville Kentucky Mortgage Loans:
? ? 2017 Welcome Home Program for Kentucky Home Buyers. ? Photo post by @kentuckyloan. Source: 2015 Welcome Home Program for Kentucky Home Buyers. ? ? Kentucky General Mortgage Guide for Underwriting Approval Kentucky Mortgage Underwriting Guidelines Understanding  Mortgage mortgage underwriting guidelines will help you understand your loan…

2018 Kentucky First Time Home Buyer Down Payment Assistance for $10,0000 from Kentucky Housing

Kentucky First Time Home Buyer Programs for 2018 FHA, VA, KHC, USDA, RHS, Fannie Mae Loans in Kentucky $10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2018   $10,000 HHF DAP Available Kentucky Housing Corporation (KHC) is proud to announce a new round of Hardest Hit Fund (HHF) Down payment Assistance Program (DAP), a […]
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Kentucky FHA Loan Requirements for 2018

Originally posted on Kentucky FHA Mortgage Loans Guidelines :
Kentucky FHA Loan Requirements The requirements for Kentucky FHA loans are set by HUD. Borrowers must have a steady employment history of the last two years within the same industry or line of work. Recent college graduates can use their transcripts to supplant the 2 year work…


ALL FUNDS ALLOCATED FOR THE $10,000 DOWN PAYMENT ASSISTANCE AT THIS TIME. $10,000 Down Payment Grant from Kentucky Housing for 2018 First Time Home Buyers   There still is the $6000 Down Payment Assistance Available year-round       4 Things Every Borrower Needs to Get Approved for a Mortgage or Home Loan In Kentucky […]
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Part-time earnings or second jobs may not count when seeking a mortgage loan approval in Kentucky

Part-time earnings may not count when seeking a mortgage.     The two-year rule for counting part-time income has been an industry standard for years and was recently incorporated into regulations adopted by the Consumer Financial Protection Bureau. The rationale is straightforward: If part-time income hasn’t been established for an extended period of time, it may […]
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