Kentucky Mortgage Programs For First-Time Buyers in Kentucky

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Kentucky First Time Home Buyer Loan Programs for FHA, VA, KHC, USDA, RHS, Fannie Mae Home Mortgage Loans in Kentucky for 2018

A Kentucky Mortgage Loan Officer that has closed over 600 home loans specializing in Kentucky First Time Homebuyer Loans to include the following FHA, VA, USDA, Rural Housing, Down Payment Assistance Loan from Kentucky Housing Corp or KHC and the Fannie Mae Home Path HUD $100 Down Mortgage Program in Kentucky. This website is not an government agency, and does not officially represent the HUD, VA, USDA. FHA, Fannie Mae or any other government agency. NMLS# 57916 Equal Housing Lender Call or Text 502-905-3708 with your mortgage questions or email kentuckyloan@gmail.com I try to respond to all requests within minutes during regular business hours.

Call Text 502-905-3708
  • Kentucky First Time Home Buyer Questions to Ask Your Lender?
  • First Time Home Buyer Louisville Kentucky Mortgage Programs
  • Credit Scores Needed To Qualify For A Kentucky Mortgage Loan Approval?
  • 100% financing Kentucky Home Loan
  • VA Loan
  • Rural Housing Loans No Money Down Program
  • Kentucky Housing Corporation (KHC)
  • Kentucky HUD Homes for $100 Down
  • FHA Loans Kentucky Housing First time home buyer
  • Down Payment Assistance Programs in Kentucky
  • HomePath Fannie Mae
  • Kentucky Rural Housing USDA Loans
  • $10,000 Down Payment Assistance Grant Kentucky
  • Kentucky Rural Housing USDA Loans
  • Credit Scores for Kentucky Mortgages
  • What is a Kentucky Mortgage Rate Lock?
  • Documents Needed for a Mortgage Loan Approval
  • Debt-to-Income Ratio for Kentucky Mortgage Loans:
  • Kentucky VA Mortgage Frequently Asked Questions
    • Credit Scores Needed To Qualify For A Kentucky Mortgage Loan Approval?
    • Kentucky First Time Home Buyer Questions and Answers

Category Archives: FHA

  • July 22, 2016
  • Louisville Kentucky Mortgage
  • 3 Things The Lender Looks At When You Apply For A KentuckyUSDA Rural Development Home Loan, Fannie Mae, Fannie Mae New Lending Guidelines for Kentucky, FHA, FHA, FHA Home Loans in Kentucky, FHA Loans, FHA Loans Kentucky Housing First time home buyer, FHA/VA Louisville Kentucky, Kentucky Fannie Mae REO Homes For Sale - HomePath.com, Kentucky USDA Loans, QUICK GUIDE for Kentucky USDA Rural Development Housing Loan, Refinance Fannie Mae Loan, STUDENT LOANS, Uncategorized, usda, USDA No money down mortgage Louisville Kentucky Kentucky housing corp 30 year fixed, VA Loan, VA Loan REquirements for Kentucky, VA loans
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How Does Student Loans Affect A Mortgage Loan Approval in Kentucky ?


As more Kentuckians go back to school to further their education, this usually involved for some people student loans to finance their post-secondary high school education. Below I did a summary for the different types of loans for Kentucky Home Buyers and owners for:, FHA, VA, USDA, Fannie Mae and how each loan program effects the borrower and their status […]
Read More »

Customer Testimonials

We just moved here the first of January in 2017 from Ohio to the Louisville, KY area and we found Joel’s website online. We had an offer on a house and needed to close asap on our home in Fern Creek. He was quick to respond to us and got back the same day on our loan approval. He was very knowledgeable about the local market and kept us up-to date throughout the loan process and was a pleasure to meet at closing. Would recommend his services.

Angela Forsythe

“We were searching online for mortgage companies in Louisville, Ky locally to deal with and found Joel’s website, and it was a godsend. He was great to work with, and delivered on everything he said he would do. I ended up referring my co-worker at UPS, and she was very pleased with his service and rates too. Would definitely vouch for him.” September 2016

Monica Leinhardt

“We contacted Joel back in July 2015 to refinance our Mortgage and he was great to work with. We contacted several lenders locally and online, and most were taking almost 60 days to close a refinance, Joel got it done in 23 days start to finish,I would definitely recommend him. He got us 3.75% with just $900 in closing costs on our FHA Streamline loan.

Kayle Griffin

“Joel is one of the best Mortgage Brokers I have ever worked with in my sixteen years in the real estate and mortgage business.” May 25, 2010

Tim Beck

“Joel has always worked very hard to keep his word and to work out seasonable solutions to difficult problems. He is truly an expert in FHA and other type loans.” September 1, 2012

Nancy Nalley

“I have worked with Joel since 1998. He is a great loan professional.” I refer most of my Louisville, Kentucky area home buyers to him and he always take special care of them. August 23, 2011

Jon ClarK
“Joel Lobb is a real professional in the lending industry, with many years of experience, he is the one to go to for any mortgage lending needs.” August 22, 2009

RICHARD VOLZ , Residential Sales , Remax Foursquare Realty

“When looking to purchase our new home in 2006, I had the pleasure of meeting Joel Lobb. Not only was he personable and easy to reach, he was extremely knowledgable in his field and made sure to find us the best rate and a top notch mortgage company. We were able to complete the process in less than 3 weeks with his expertise. I find Joel to have the utmost high integrity and I recommend him to anyone who say’s they are need of mortgage assistance. He is also fantastic and keeping everyone up to date on the latest in the housing industry through his twitter posts. He provided great results for our family and we still communicate to this day!” August 21, 2010

Stacie Drake

“We first use Joel on our new home purchase in 2007 in St Matthews, Kentucky area and he was great to work with. We have since refinanced our home with him in 2011 when rates got really low and he has always delivered on what he says. I could not imagine using anyone else.”

Melody Glasscock

Absolutely Amazing!! I emailed Joel after I had just got a denial from a bank and just thought i would try to get some advice on what my next steps would be to get a house. I honestly didn’t expect to even get a reply because my credit is not great. That was about a week and a half ago. I just signed a contract on a house last night. ONLY because of Joel Lobb. He even worked with us throughout the weekend, which shocked me. Best decision I have ever made. THANK YOU SO MUCH FOR WORKING WITH US THROUGHOUT THE ENTIRE PROCESS.

Cee Bell

A little about me

As a life-long Kentucky resident, I have helped over 579 Kentucky families buy or refinance their home over the last 17 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan. I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to get you the best deal out there, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru. My rates and fees are just as good or better than local banks and you will not get lost in the shuffle like most borrowers do at the mega banks; your just not a number at our company, you are a person and we will treat you like one throughout the entire process. Free pre-approvals within 2 hours and get your loan closed within 15 days. Give us a try or let us compare what you have now. Call me or text me locally anywhere in KY at 502-905-3708; this is my personal cell phone and I carry it on me at all times. Free credit reports and approvals.

Categories

Top Posts & Pages

  • 2018 Kentucky First Time Home Buyer Loan Programs
  • $10,000 Down payment Assistance Grant for Kentucky First Time Home buyers 2018
  • A Complete Guide to Closing Costs
  • 2018 Welcome Home Program for Kentucky Home Buyers.
  • Credit Scores Needed To Qualify For A Kentucky Mortgage Loan Approval?
  • First Time Home Buyer Louisville Kentucky Mortgage Programs
  • Kentucky Housing Corporation (KHC)
  • Property Flipping Rules for Mortgages for FHA VA USDA Conventional Appraisals
  • Homeownership: Kentucky
  • 2018 Kentucky Housing Foreclosure List of Homes for Sale.

Pages

  • About
  • Documents Needed for a Mortgage Loan Approval
    • What is a Kentucky Mortgage Rate Lock?
  • Fannie Mae HomePath Ky
  • Glossary
  • Homeownership: Kentucky
  • Kentucky Mortgage Calculators
  • Kentucky Rural Housing USDA Loans
  • Kentucky VA Mortgage Frequently Asked Questions
  • Louisville Kentucky Down Payment Assistance Mortgage Program
  • Tips to ensure your mortgage closes smoothly
  • What NOT To Do After You Apply for a Mortgage Loan Approval
  • First Time Home Buyer Louisville Kentucky Mortgage Programs
    • Kentucky First Time Home Buyer Questions and Answers
    • Kentucky Housing Corporation (KHC)
  • Credit Scores for Kentucky Mortgages
  • Credit Scores Needed To Qualify For A Kentucky Mortgage Loan Approval?
  • Debt-to-Income Ratio for Kentucky Mortgage Loans:
  • Kentucky FHA Loan Louisville Kentucky Mortgage Guidelines
  • Kentucky Housing Corporation (KHC) For 2017

Website Fine Print
The content provided on this website is presented or compiled by Joel Lobb and is provided for informational purposes only. It does not necessarily represent the views or opinions of his employer.

Joel Lobb or his employer assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed, or represents that its use would not infringe privately owned rights.

The mortgage or financial services or strategies mentioned in this website may not be not suitable for you.

This website participates as an Equal Opportunity Lender. All rights Reserved.

Joel Lobb is a Licensed Mortgage Originator: NMLS #57916.
Legal Disclaimer

This web site is not the FHA, VA, USDA, HUD or any other government organization responsible for managing, insuring, regulating or issuing residential mortgage loans.

**Download Fair Housing Booklet – CLICK HERE

All approvals and rates are not guaranteed, and are only issued based on standard mortgage qualifying guidelines.

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Legal Information

Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement has not been approved, reviewed, sponsored or endorsed by any department or government agency. Rates are subject to change and are subject to borrower(s) qualification.

This blog is a sponsored blog created or supported by a company, organization or group of organizations. For questions about this blog, please contact Joel Lobb 502-905-3708 or email kentuckyloan@gmail.com NMLS# 57916. This blog does not accept any form of advertising, sponsorship, or paid insertions. We write for our own purposes. However, we may be influenced by our background, occupation, religion, political affiliation or experience. This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content. The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider. This blog does contain content which might present a conflict of interest. This content will always be identified.
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