FHA Mortgage Insurance for Kentucky Mortgage Loans


How to qualify for a Kentucky FHA Home Loan ?

Kentucky FHA Mortgage Loans Guidelines

Kentucky Mortgage Requirements for Fico and Credit Scores for FHA, VA, USDA, and Conventional loan programs

FHA Mortgage Insurance for Kentucky Mortgage Loans

UFMIP FHA Premiums for Kentucky Mortgage Loan Below

Effective for case numbers assigned on and after April 18, 2011, the following premiums apply: LTV

Up-Front and Annual Mortgage Insurance Premium

Mortgage Term Greater Than 15 Years

Purchase and Refinance

Streamline Refinance

> 95%

1.00% / 1.15%

1.00% / 1.15%

< = 95%

1.00% / 1.10%

1.00% / 1.10%

UFMIP for Refinance Transactions for a FHA Mortgage Loan

The amount of unearned premium refunded, if applicable, depends on when the mortgage was closed.

The following requirements are applicable to Regular and Streamline Refinances (except those Streamline Refinances of mortgages closed before July 1, 1991):

FHA Mortgages closed after July 1, 1991, but before January 1, 2001: The seven-year unearned premium refund schedule shown in Mortgagee Letter 94-1 remains in effect.

Mortgages closed on or after January 1, 2001, but endorsed before December…

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One thought on “FHA Mortgage Insurance for Kentucky Mortgage Loans

  1. Pingback: FHA Mortgage Insurance for Kentucky Mortgage Loans – Louisville Kentucky Mortgage Loans

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