Credit Scores for Kentucky Mortgage Loans


Kentucky Homebuyer Loan Options for 2019. Credit Score Minimum Requirement

First Time Home Buyer Kentucky Loan Programs for 2019

If you want to buy a home in Kentucky in 2019,  please check your credit score and see if you will qualify.

1. Check Your Credit Score First 

Before applying for a loan and certainly before ever making an offer on a house, you should know your credit score. Why is your credit score important? Well, it’s not only the difference between getting a low-interest rate on a home loan versus a high one, but it will also directly impact how much a bank or lender will actually loan you. There are several websites you can use to check your credit score, here are a few to consider: TransUnion, EquifaxExperian.

You can check your own score as much as once a day without affecting your credit, also known as a soft inquiry. Hard inquiries are when financial institutions check your credit score, typically when you’re applying…

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