Why You Should Not Use Credit Karma
In “Credit Scores”
CreditKarma.com Credit Scores and Credit Alerts Misleading
In “credit karma”
What’s a good website to pull my credit report and score?
The scores were pulled on the same date, but the difference in score is 27 points.
The Credit Karma site uses a “Vantage 3.0” scoring model, the Equifax site uses an “Equifax Credit Score™”.
If you are applying for a mortgage or auto loan, most banks in the U.S. use a “FICO” score to approve your loan. The credit scores on Credit Karma and Equifax.com are not a FICO score. The only site on the internet that will sell you a “Mortgage FICO score” or an “Auto loan FICO score” is http://www.myfico.com .
For more information on how to better understand credit scores, your credit report, what to do about negative information on your credit report you can contact me direct for a consultation.
President and Certified Credit Expert
View original post 6 more words