Give us a try or let us compare your options on your next mortgage transaction. Call me locally at 502-905-3708. Free Mortgage Pre-Qualifications same day on most applications.
Email me at firstname.lastname@example.org with your questions
I specialize in Kentucky FHA, VA ,USDA, KHC, Conventional and Jumbo mortgage loans. I am based out of Louisville Kentucky. For the first time buyer with little money down, we offer Kentucky Housing or KHC loans with down payment assistance.
This website is not an government agency, and does
not officially represent the HUD, VA, USDA or FHA or any other government agency.
NMLS# 57916 http://www.nmlsconsumeraccess.org/
KHC down payment assistance | FHA, VA or Rural Housing Kentucky
***Kentucky housing IMPORTANT GUIDELINES*** KHC Guidelines
Jefferson, Oldham and Bullitt Co. requirements for New Bond Funds:
Maximum purchase price: $258,000
Maximum household income limits: $ 61,500 (1 or 2 person households) $70,725 ( 3 or more in the household)
Maximum DTI ratios with AUS approve/eligible: 40/45
Minimum credit score: 620 for govt. loans (FHA, VA and Rural Housing)
Maximum seller paid fees: 6.0% of purchase price
Borrower must be: 1st time homebuyer OR purchase in a “targeted” county (note: Jefferson, Bullitt and
Oldham Counties are NOT “targeted counties).
U.S. citizen or resident alien
Purchasing a primary residence to owner occupy
Kentucky Housing recognizes that down payments, closing costs and prepaids are stumbling blocks for many potential home buyers. Here are several loan programs to help. Your KHC-approved lender can help you apply for the program that meets your needs.
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