Kentucky Housing Offering 2% fixed 30 year fixed rate home loans for Kentucky First Time Home Buyers with household incomes less than $35,000


 

KHC is offering a very low fixed rate on a first-come, first-serve basis for Kentucky Home Buyers.  It can be used for FHA, VA, USDA  and still go no money down with this low rate.

The $6000 and $4500 Down Payment Assistance Funds can be used in conjunction with this 30 year fixed rate loan of 2%.

 

See details below:

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  • Must be a first-time home buyer, unless property in a targeted county.
  • Regular and Affordable Down payment Assistance Program available.
  • Existing and new construction (purchase price limit of $115,000).
  • 640 minimum credit score.
  • FHA, VA, and RHS first mortgage options.

 

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The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only.  The posted information does not guarantee approval, nor does it comprise full underwriting guidelines.  This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people.
 NMLS ID# 57916, (www.nmlsconsumeraccess.org). We lend in the following states: Kentucky 
 

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3 thoughts on “Kentucky Housing Offering 2% fixed 30 year fixed rate home loans for Kentucky First Time Home Buyers with household incomes less than $35,000

  1. Pingback: Kentucky Housing Offering 2% fixed 30 year fixed rate home loans for Kentucky First Time Home Buyers with household incomes less than $35,000 | Louisville Kentucky Mortgage Loans

  2. Reblogged this on and commented:

    Down payment, Fannie Mae, Federal Housing Administration, FHA loan, First-time buyer, Freddie Mac, Interest rate, Kentucky, Kentucky-Louisville, khc, KHC’s (Kentucky Housing ) First Mortgage Government, Loan, Louisville Kentucky, Louisville Kentucky First Time Home Buyer, Mortgage loan, Real Estate, USDA, VA loan, Zero down home loans.

  3. USDA home loans in Kentucky are also known as the Rural Development Loan or RHS Loans. It is one of the best options for homebuyers that are currently looking for a home outside the urban areas of Lexington, Louisville, Bowling Green and Northern Kentucky that requires No Money Down.
    Another major advantage of this home loan is it’s fixed interest rate. The fixed interest rate insulate buyers from interest rate fluctuations. You’ll have the same monthly loan repayment throughout the life of your loan.
    100 percent Financing Kentucky USDA Rural Development Loans will allow you to roll up some of your closing cost into your monthly mortgage. While it is impossible to avoid closing costs of the home purchase, it is possible to have the seller pay for some of these cost and or arranged for them to be added to your total loan with minimal impact on your monthly payments.

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