Had a Foreclosure, Short Sale, Deed-in-Lieu or a Bankruptcy? Well, It’s Time To Buy Again!


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PLATINUM MORTGAGE COMPANY

mortgage application

Don’t feel bad about the past. Everyone has misfortune at one time or another.  Now it is time to bounce back.  Rates are low, home values are shooting back up,  it is time for you to get your tax credit, this time around you are much more experienced and now you know how to protect yourself.

Here are the waiting periods that are required:

Federal Housing Administration (FHA) Insured Loan

FHA Extenuating Circumstances: “Serious illness or death of a wage earner. Divorce and the inability to sell a property due to a job transfer or relocation does not qualify as an acceptable extenuating circumstance.”

  • Minimum Waiting Period Under The New FHA Back To Work Program – Under the new FHA “Back to Work – Extenuating Circumstances” Program, if you have had a foreclosure, short sale, deed-in-lieu of foreclosure, or have filed bankruptcy you may qualify for a new home loan if…

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