Bullitt County Kentucky – $677,468,000 in Mortgage Loans Applied for in 2011, Bullitt County KY Mortgage Loans


Bullitt County Kentucky – $677,468,000 in Mortgage Loans Applied for in 2011, Bullitt County KY Mortgage Loans.

 

Bullitt County KY
Mortgage Loan Application
Totals and Details

Location Totals for 2011
Location Bullitt County KY
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Year 2011
Data Years (click a year for detail) 2003  2004  2005  2006  2007  2008  2009  2010  2011
Total Number of Mortgage Applications 5,063
Total Amount of All Mortgage Loans Applied For $677,468,000
Average Mortgage Loan Amount Applied For $133,000
Highest Mortgage Loan Amount Applied For $13,346,000
Average Applicant Income $58,000
Highest Applicant Income $809,000

Mortgage Loan Application Totals and Details for Bullitt County KY in 2011

Loan Purpose Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loans Applied For Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 216 $10,921,000 $50,000 $413,000 $60,000 $636,000
Home Purchase 1,647 $227,913,000 $138,000 $13,346,000 $53,000 $809,000
Refinancing 3,200 $438,634,000 $137,000 $547,000 $60,000 $783,000
Applicant Race Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loans Applied For Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 10 $950,000 $95,000 $350,000 $77,000 $168,000
Asian 10 $1,412,000 $141,000 $240,000 $104,000 $300,000
Black or African American 45 $7,487,000 $166,000 $298,000 $61,000 $163,000
Hispanic 41 $5,249,000 $128,000 $324,000 $46,000 $125,000
Native Hawaiin or Other Pacific Islander 1 $12,000 $12,000 $12,000 $73,000 $73,000
Not applicable 292 $54,861,000 $187,000 $13,346,000 $10,000 $312,000
Not Provided 431 $59,578,000 $138,000 $476,000 $56,000 $206,000
White 4,233 $547,919,000 $129,000 $633,000 $61,000 $809,000
Loan Type Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loans Applied For Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,209 $398,527,000 $124,000 $1,700,000 $65,000 $809,000
FHA-insured (Federal Housing Administration) 1,260 $188,951,000 $149,000 $13,346,000 $46,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 279 $35,393,000 $126,000 $280,000 $40,000 $99,000
VA-guaranteed (Veterans Administration) 315 $54,597,000 $173,000 $468,000 $50,000 $216,000
Outcome Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loans Applied For Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 198 $25,015,000 $126,000 $417,000 $59,000 $279,000
Application Denied By Financial Institution 944 $111,486,000 $118,000 $633,000 $56,000 $636,000
Application Withdrawn By Applicant 468 $65,407,000 $139,000 $428,000 $62,000 $314,000
File Closed For Incompleteness 108 $15,461,000 $143,000 $361,000 $63,000 $196,000
Loan Originated 2,376 $319,573,000 $134,000 $13,346,000 $64,000 $809,000
Loan Purchased By The Institution 969 $140,526,000 $145,000 $468,000 $43,000 $224,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Denial Reason Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loans Applied For Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 134 $17,853,000 $133,000 $396,000 $70,000 $228,000
Credit Application Incomplete 108 $14,609,000 $135,000 $475,000 $69,000 $611,000
Credit History 222 $19,871,000 $89,000 $400,000 $55,000 $636,000
Debt-To-Income Ratio 111 $13,998,000 $126,000 $384,000 $46,000 $220,000
Employment History 4 $400,000 $100,000 $146,000 $39,000 $44,000
Insufficient Cash (Downpayment, Closing Cost) 28 $3,132,000 $111,000 $317,000 $65,000 $132,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 62 $8,172,000 $131,000 $357,000 $56,000 $187,000
Unverifiable Information 19 $2,640,000 $138,000 $258,000 $44,000 $160,000

Mortgage Company list for lending in Bullitt County KY for 2011

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3 thoughts on “Bullitt County Kentucky – $677,468,000 in Mortgage Loans Applied for in 2011, Bullitt County KY Mortgage Loans

  1. Pingback: Mortgages and Credit Scores | Kentucky FHA Mortgage Loans

  2. Pingback: Kentucky First Time Home Buyer Mortgage Loan

  3. Pingback: Kentucky VA Mortgage Application | Kentucky VA Mortgage Home Lender

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