100% Financing Zero Down thru Rural Housing Loans in Kentucky


 

Call today for your free credit report and approval 502-905-3708

100% Financing Zero Down thru Rural Housing Loans in Kentucky

620+ Credit Scores

No Monthly Mortgage Insurance Required

100% Financing + 3.5% Guarantee Fee can be Financed In

6% Seller Contributions Allowed

GUS (Guaranteed Underwriting System) Approval Required

Guaranteed Rural Housing Loan Program

The Rural Housing Service (RHS) Program provides very low and low to moderate income rural residents with better access to affordable home financing with little or NO DOWN PAYMENT or OUT-OF-POCKET cost.

Borrowers may obtain a loan to purchase a new or existing home that is located in a designated rural area. A rural community generally has a population of 10,000 or less; however some larger communities out side a Metropolitan Statistical Area can be considered RURAL.

To be eligible for RHS assistance, borrowers must lack sufficient resources to obtain conventional financing without RHS Guarantee Assistance.

Eligible Properties – 1 Unit SFH, Condo’s and PUD’s, Existing Construction over 1 year old and New Construction less than 1 year old with CERTIFICATE OF OCCUPANCY. Must be Owner Occupied Residences.

Government Provided Soft/Silent Seconds are OK

Loan Amounts OK up to 100% of Appraised Value and up to 103.5% if Guarantee Fee is financed into the loan amount.

kentuckyloan@gmail.com---email today and we will get you an answer same day on your loan approval

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7 thoughts on “100% Financing Zero Down thru Rural Housing Loans in Kentucky

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