Credit Score Requirements for Kentucky Mortgage USDA Zero Down Home Loans


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RD INSTRUCTION 1980-D, EXHIBIT C PAGE 63   GUARANTEED HOUSING PROGRAM INCOME LIMITSSTATE:KENTUCKY — ADJUSTED INCOME LIMITS —

PROGRAM 1-4 PERSON 5-8 PERSON

Bowling Green, KY MSA

RHS LOW INCOME 43700 57700

RHS MOD.INC-GUAR.LOAN 74050 97750

Cincinnati-Middleton, OH-KY-IN HUD Metro FMR Area

RHS LOW INCOME 55600 73400

RHS MOD.INC-GUAR.LOAN 79950 105550

Grant County, KY HUD Metro FMR Area

RHS LOW INCOME 43900 57950

RHS MOD.INC-GUAR.LOAN 74050 97750

Clarksville, TN-KY HUD Metro FMR Area

RHS LOW INCOME 42300 55850

RHS MOD.INC-GUAR.LOAN 74050 97750

Elizabethtown, KY MSA

RHS LOW INCOME 44500 58750

RHS MOD.INC-GUAR.LOAN 74050 97750

Evansville, IN-KY HUD Metro FMR Area

RHS LOW INCOME 49100 64800

RHS MOD.INC-GUAR.LOAN 74050 97750

Huntington-Ashland, WV-KY-OH MSA

RHS LOW INCOME 38800 51200

RHS MOD.INC-GUAR.LOAN 74050 97750

Lexington-Fayette, KY MSA

RHS LOW INCOME 52400 69150

RHS MOD.INC-GUAR.LOAN 75350 99450

Louisville, KY-IN HUD Metro FMR Area

RHS LOW INCOME 49450 65250

RHS MOD.INC-GUAR.LOAN 74050 97750

Spencer County, KY

RHS LOW INCOME 50700 66950

RHS MOD.INC-GUAR.LOAN 74050 97750

Meade County, KY HUD Metro FMR Area

RHS LOW INCOME 41850 55250

RHS MOD.INC-GUAR.LOAN 74050 97750

Nelson County, KY HUD Metro FMR Area

RHS LOW INCOME 46000 60700

RHS MOD.INC-GUAR.LOAN 74050 97750

Shelby County, KY HUD Metro FMR Area

RHS LOW INCOME 55500 73250

RHS MOD.INC-GUAR.LOAN 79800 105350

Owensboro, KY MSA

RHS LOW INCOME 44900 59250

RHS MOD.INC-GUAR.LOAN 74050 97750

Adair County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Allen County, KY

RHS LOW INCOME 38150 50350

RHS MOD.INC-GUAR.LOAN 74050 97750

Anderson County, KY

RHS LOW INCOME 51850 68450

RHS MOD.INC-GUAR.LOAN 74550 98400

* ADD 8% OF 1-4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 PERSONS

** MODERATE INCOME IS DEFINED AS THE GREATER OF 115% OF THE U.S. MEDIAN FAMILY INCOME OR THE

AVG OF THE STATE-WIDE AND STATE NON-METRO MEDIAN FAMILY INCOMES OR 115/80THS OF THE

AREA LOW-INCOME LIMIT

06/02/2010 SPECIAL PN

RD INSTRUCTION 1980-D, EXHIBIT C PAGE 64

GUARANTEED HOUSING PROGRAM INCOME LIMITS

STATE:KENTUCKY — ADJUSTED INCOME LIMITS —

PROGRAM 1-4 PERSON 5-8 PERSON

Ballard County, KY

RHS LOW INCOME 42900 56650

RHS MOD.INC-GUAR.LOAN 74050 97750

Barren County, KY

RHS LOW INCOME 38900 51350

RHS MOD.INC-GUAR.LOAN 74050 97750

Bath County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Bell County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Boyle County, KY

RHS LOW INCOME 44250 58400

RHS MOD.INC-GUAR.LOAN 74050 97750

Breathitt County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Breckinridge County, KY

RHS LOW INCOME 37900 50050

RHS MOD.INC-GUAR.LOAN 74050 97750

Butler County, KY

RHS LOW INCOME 36650 48400

RHS MOD.INC-GUAR.LOAN 74050 97750

Caldwell County, KY

RHS LOW INCOME 36550 48250

RHS MOD.INC-GUAR.LOAN 74050 97750

Calloway County, KY

RHS LOW INCOME 41350 54600

RHS MOD.INC-GUAR.LOAN 74050 97750

Carlisle County, KY

RHS LOW INCOME 34650 45750

RHS MOD.INC-GUAR.LOAN 74050 97750

Carroll County, KY

RHS LOW INCOME 45600 60200

RHS MOD.INC-GUAR.LOAN 74050 97750

Carter County, KY

RHS LOW INCOME 35700 47100

RHS MOD.INC-GUAR.LOAN 74050 97750

Casey County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Clay County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Clinton County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Crittenden County, KY

RHS LOW INCOME 37750 49850

RHS MOD.INC-GUAR.LOAN 74050 97750

* ADD 8% OF 1-4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 PERSONS

** MODERATE INCOME IS DEFINED AS THE GREATER OF 115% OF THE U.S. MEDIAN FAMILY INCOME OR THE

AVG OF THE STATE-WIDE AND STATE NON-METRO MEDIAN FAMILY INCOMES OR 115/80THS OF THE

AREA LOW-INCOME LIMIT

06/02/2010 SPECIAL PN

RD INSTRUCTION 1980-D, EXHIBIT C PAGE 65

GUARANTEED HOUSING PROGRAM INCOME LIMITS

STATE:KENTUCKY — ADJUSTED INCOME LIMITS —

PROGRAM 1-4 PERSON 5-8 PERSON

Cumberland County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Elliott County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Estill County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Fleming County, KY

RHS LOW INCOME 34550 45600

RHS MOD.INC-GUAR.LOAN 74050 97750

Floyd County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Franklin County, KY

RHS LOW INCOME 52550 69350

RHS MOD.INC-GUAR.LOAN 75550 99750

Fulton County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Garrard County, KY

RHS LOW INCOME 42700 56350

RHS MOD.INC-GUAR.LOAN 74050 97750

Graves County, KY

RHS LOW INCOME 39100 51600

RHS MOD.INC-GUAR.LOAN 74050 97750

Grayson County, KY

RHS LOW INCOME 34300 45300

RHS MOD.INC-GUAR.LOAN 74050 97750

Green County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Harlan County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Harrison County, KY

RHS LOW INCOME 43600 57550

RHS MOD.INC-GUAR.LOAN 74050 97750

Hart County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Hickman County, KY

RHS LOW INCOME 38400 50700

RHS MOD.INC-GUAR.LOAN 74050 97750

Hopkins County, KY

RHS LOW INCOME 39600 52250

RHS MOD.INC-GUAR.LOAN 74050 97750

Jackson County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

* ADD 8% OF 1-4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 PERSONS

** MODERATE INCOME IS DEFINED AS THE GREATER OF 115% OF THE U.S. MEDIAN FAMILY INCOME OR THE

AVG OF THE STATE-WIDE AND STATE NON-METRO MEDIAN FAMILY INCOMES OR 115/80THS OF THE

AREA LOW-INCOME LIMIT

06/02/2010 SPECIAL PN

RD INSTRUCTION 1980-D, EXHIBIT C PAGE 66

GUARANTEED HOUSING PROGRAM INCOME LIMITS

STATE:KENTUCKY — ADJUSTED INCOME LIMITS —

PROGRAM 1-4 PERSON 5-8 PERSON

Johnson County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Knott County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Knox County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Laurel County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Lawrence County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Lee County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Leslie County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Letcher County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Lewis County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Lincoln County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Livingston County, KY

RHS LOW INCOME 40950 54050

RHS MOD.INC-GUAR.LOAN 74050 97750

Logan County, KY

RHS LOW INCOME 40700 53700

RHS MOD.INC-GUAR.LOAN 74050 97750

Lyon County, KY

RHS LOW INCOME 41350 54600

RHS MOD.INC-GUAR.LOAN 74050 97750

McCracken County, KY

RHS LOW INCOME 43700 57700

RHS MOD.INC-GUAR.LOAN 74050 97750

McCreary County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Madison County, KY

RHS LOW INCOME 46650 61600

RHS MOD.INC-GUAR.LOAN 74050 97750

Magoffin County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

* ADD 8% OF 1-4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 PERSONS

** MODERATE INCOME IS DEFINED AS THE GREATER OF 115% OF THE U.S. MEDIAN FAMILY INCOME OR THE

AVG OF THE STATE-WIDE AND STATE NON-METRO MEDIAN FAMILY INCOMES OR 115/80THS OF THE

AREA LOW-INCOME LIMIT

06/02/2010 SPECIAL PN

RD INSTRUCTION 1980-D, EXHIBIT C PAGE 67

GUARANTEED HOUSING PROGRAM INCOME LIMITS

STATE:KENTUCKY — ADJUSTED INCOME LIMITS —

PROGRAM 1-4 PERSON 5-8 PERSON

Marion County, KY

RHS LOW INCOME 36950 48750

RHS MOD.INC-GUAR.LOAN 74050 97750

Marshall County, KY

RHS LOW INCOME 45050 59450

RHS MOD.INC-GUAR.LOAN 74050 97750

Martin County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Mason County, KY

RHS LOW INCOME 38650 51000

RHS MOD.INC-GUAR.LOAN 74050 97750

Menifee County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Mercer County, KY

RHS LOW INCOME 44650 58950

RHS MOD.INC-GUAR.LOAN 74050 97750

Metcalfe County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Monroe County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Montgomery County, KY

RHS LOW INCOME 39500 52150

RHS MOD.INC-GUAR.LOAN 74050 97750

Morgan County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Muhlenberg County, KY

RHS LOW INCOME 34700 45800

RHS MOD.INC-GUAR.LOAN 74050 97750

Nicholas County, KY

RHS LOW INCOME 36800 48600

RHS MOD.INC-GUAR.LOAN 74050 97750

Ohio County, KY

RHS LOW INCOME 36150 47700

RHS MOD.INC-GUAR.LOAN 74050 97750

Owen County, KY

RHS LOW INCOME 40250 53150

RHS MOD.INC-GUAR.LOAN 74050 97750

Owsley County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Perry County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Pike County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

* ADD 8% OF 1-4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 PERSONS

** MODERATE INCOME IS DEFINED AS THE GREATER OF 115% OF THE U.S. MEDIAN FAMILY INCOME OR THE

AVG OF THE STATE-WIDE AND STATE NON-METRO MEDIAN FAMILY INCOMES OR 115/80THS OF THE

AREA LOW-INCOME LIMIT

06/02/2010 SPECIAL PN

RD INSTRUCTION 1980-D, EXHIBIT C PAGE 68

GUARANTEED HOUSING PROGRAM INCOME LIMITS

STATE:KENTUCKY — ADJUSTED INCOME LIMITS —

PROGRAM 1-4 PERSON 5-8 PERSON

Powell County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Pulaski County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Robertson County, KY

RHS LOW INCOME 36800 48600

RHS MOD.INC-GUAR.LOAN 74050 97750

Rockcastle County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Rowan County, KY

RHS LOW INCOME 35600 47000

RHS MOD.INC-GUAR.LOAN 74050 97750

Russell County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Simpson County, KY

RHS LOW INCOME 44100 58200

RHS MOD.INC-GUAR.LOAN 74050 97750

Taylor County, KY

RHS LOW INCOME 35300 46600

RHS MOD.INC-GUAR.LOAN 74050 97750

Todd County, KY

RHS LOW INCOME 37350 49300

RHS MOD.INC-GUAR.LOAN 74050 97750

Union County, KY

RHS LOW INCOME 44650 58950

RHS MOD.INC-GUAR.LOAN 74050 97750

Washington County, KY

RHS LOW INCOME 40650 53650

RHS MOD.INC-GUAR.LOAN 74050 97750

Wayne County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Whitley County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

Wolfe County, KY

RHS LOW INCOME 34000 44900

RHS MOD.INC-GUAR.LOAN 74050 97750

* ADD 8% OF 1-4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 EXCEPT FOR MODERATE INCOME FAMILIES,

** MODERATE INCOME IS DEFINED AS THE GREATER OF 115% OF THE U.S. MEDIAN FAMILY INCOME OR THE

AVG OF THE STATE-WIDE AND STATE NON-METRO MEDIAN FAMILY INCOMES OR 115/80THS OF THE

AREA LOW-INCOME LIMIT

06/02/2010 SPECIAL PN

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4 thoughts on “Credit Score Requirements for Kentucky Mortgage USDA Zero Down Home Loans

  1. Pingback: Credit Score Requirements for Kentucky Mortgage USDA Zero Down Home Loans | Louisville Kentucky Mortgage Loans

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